Netherlands leads EU in online banking
More than nine out of ten people in the Netherlands manage their banking online, according to Swedish fintech company Trustly .
The payment service provider conducted research in the Netherlands, Sweden, Spain, Italy, France, the United Kingdom and Germany. It surveyed 1,000 respondents aged 18 to 66 in each country. The Dutch are tied with the Swedes, while the Germans finish at the bottom of the ranking.

Highest levels of trust and satisfaction
Dutch respondents are more likely to say they trust their bank (86% of respondents) and are satisfied with their bank (88%). More respondents in the Netherlands also consider online banking secure and easy to use than in the other six countries.
Trustly’s full online research report is available at thestateofonlinebanking.com .
Statistics Netherlands research
Statistics Netherlands also periodically researches the use of online banking. Its latest study was conducted in 2016 and found that 86% of people in the Netherlands aged over 12 regularly use online banking. The same was already true in 2014 (in Dutch) .
Related articles
-
New bank account numbers Dutch Tax Administration
-
News
-
Account-to-Account payments
-
-
Payment orders with unstructured address data will be rejected starting November 14 or 15, 2026
-
News
-
European legislation
-
-
DNB payment figures available for 2025
-
News
-
Account-to-Account payments
-
-
Stakeholder Forum looks (far) ahead
-
News
-
European legislation
-
-
DNB presents ‘Payments Strategy’ until 2028
-
News
-
Availability and disruptions
-
-
Continued growth of instant payments
-
News
-
Account-to-Account payments
-