Young people bank far less safely than older people
Lending out a debit card, never checking payments and failing to shield a device passcode or PIN: people aged 18 to 24 do these things up to five times more often than those over 60. This makes them vulnerable to fraud involving mobile banking, internet banking and their debit card.

To help young people bank more safely, the Dutch Payments Association and the banks are launching the awareness campaign #GoedGiraalGaan: this is how to bank safely! (in Dutch)(opens in new window) Actor and singer Jandino Asporaat draws his followers’ attention to the five rules for safe banking and payments in a video rap:
- Protect your codes so no one else knows them.
- Keep your devices secure and up to date.
- Check regularly that you recognise every transaction.
- Your debit card is yours and yours alone.
- Problems? Contact your bank immediately!

Overconfident
A survey commissioned by the Dutch Payments Association shows why this campaign for young people is needed. It found that people aged 18 to 24 follow the five security rules least closely and are barely aware of this.
One in three young people sometimes lends out their debit card, and more than half use online banking over unsecured public Wi-Fi. Even so, nine out of ten young people give themselves a passing grade for their security behaviour when banking and making payments.
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