{"id":772,"date":"2023-09-22T16:19:00","date_gmt":"2023-09-22T14:19:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=772"},"modified":"2026-08-06T16:38:04","modified_gmt":"2026-08-06T14:38:04","slug":"psr-psd3-payments-sector","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/psr-psd3-payments-sector\/","title":{"rendered":"\u201cWhat do the PSR and PSD3 mean for the payments sector?\u201d"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\">At the end of June, the European Commission submitted new legislative proposals concerning payment services in the EU: the <em>Payment Services Regulation<\/em> (PSR) and the <em>Payment Services Directive<\/em> 3 (PSD3). The proposals include several far-reaching changes and additions to the current PSD2. Eric Ducolombier, Head of the Retail and Payments Unit at the European Commission, explains the new proposals to the <em>European Payments Council<\/em> (EPC).<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"851\" height=\"564\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/europese_vlag.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Waving flag of the European Union with yellow stars on a blue background, symbolizing European cooperation and regulation.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/europese_vlag.jpg 851w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/europese_vlag-300x199.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/europese_vlag-768x509.jpg 768w\" sizes=\"auto, (max-width: 851px) 100vw, 851px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">In response to questions from the EPC, Ducolombier explains what is new in the PSR and PSD3 and what this means for the payments sector. He also discusses how the proposed legislation relates to the Commission\u2019s proposals on <em>Financial Data Access<\/em>, or FIDA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On behalf of its members, the Dutch Payments Association <a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/eu-payment-services-legislation-revised-expanded\/\">responded to the new legislative proposals<\/a> during consultations by the Commission. The Dutch Payments Association is also <a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/epc-updated-spaa-scheme-rulebook\/\">closely involved in SPAA<\/a>, the EPC\u2019s scheme of rules and arrangements for <em>SEPA Payment Account Access<\/em>, which enables secure digital access to payment accounts within SEPA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/news-insights\/insight\/what-do-psd3-and-psr-mean-payments-sector\">Read the full interview with Eric Ducolombier about the PSR and PSD3\u2026 <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>European Commission official Eric Ducolombier explains what the proposed PSR and PSD3 change and what the new rules could mean for the payments sector.<\/p>\n","protected":false},"author":7,"featured_media":495,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[13,29],"class_list":["post-772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","btv_subject_tax-european-legislation","btv_subject_tax-market-infrastructure"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PSR en PSD3: Nieuwe Wetsvoorstellen voor Betalen - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Leer meer over de nieuwe wetsvoorstellen PSR en PSD3 die de EU-betaaldiensten ingrijpend veranderen. 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