{"id":5901,"date":"2026-09-09T12:00:00","date_gmt":"2026-09-09T10:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=5901"},"modified":"2026-09-10T16:39:34","modified_gmt":"2026-09-10T14:39:34","slug":"digital-euro-useful-simple-affordable","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/digital-euro-useful-simple-affordable\/","title":{"rendered":"Make digital euro useful, simple and affordable"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\"><strong>Political negotiations on the introduction of the digital euro have reached a decisive stage. The question is no longer whether the digital euro will be introduced, but how it will be introduced. The Dutch Payments Association and the vast majority of our members advocate for a digital euro that is simple, useful and affordable; for a digital euro that is easy to understand and that genuinely adds value to all the widely used and reliable digital payment methods that already exist.<\/strong><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"666\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Person holds smartphone with &#039;Digital euro received&#039; written on it, in an urban environment at dusk, depicting digital payment in everyday life.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3-768x511.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">Banks and other payment service providers (PSPs) play a central role in the distribution, security and support of the digital euro. Their long-standing investments, efforts and experience in collective payment systems \u2013 for example, in ease of use, security, fraud prevention and customer support \u2013 are indispensable for an independent, resilient and stable European ecosystem for large volumes of everyday payments. For consumers and businesses in particular, paying with digital euros must be useful, understandable and secure. For society as a whole, they must remain affordable and offer stability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Dutch Banking Association (NVB) has drawn up five key principles to this end, which are widely shared by banks, both in the Netherlands and across the rest of Europe:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The digital euro must be understandable and reliable for users<\/li>\n\n\n\n<li>The digital euro must be introduced in stages and offer useful new applications<\/li>\n\n\n\n<li>The digital euro must offer fair, cost-covering fees to payment service providers<\/li>\n\n\n\n<li>The digital euro must provide a level playing field for PSPs across the EU<\/li>\n\n\n\n<li>The digital euro must provide stability and resilience for the financial sector in the EU<\/li>\n<\/ul>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.nvb.nl&#x2F;nieuws-en-verhalen&#x2F;kies-voor-een-eenvoudige-proportionele-digitale-euro-en-gefaseerde-invoering&#x2F;\"\n\t\n\t\t\ttarget=\"_blank\" rel=\"noopener\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRead the recommendations and explanations from the NVB\n\n\t\t\t\t\t\t\t<span class=\"sr-only\">Opent in een nieuw venster<\/span>\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\" flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg>\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Political negotiations on the introduction of the digital euro have reached a decisive stage. The question is no longer whether the digital euro will be introduced, but how it will be introduced. The Dutch Payments Association and the vast majority of our members advocate for a digital euro that is simple, useful and affordable; for [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":383,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[8,13,7],"class_list":["post-5901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","btv_subject_tax-cash-payments","btv_subject_tax-european-legislation","btv_subject_tax-p2p-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Make digital euro useful, simple and affordable - Dutch Payments Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/digital-euro-useful-simple-affordable\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Make digital euro useful, simple and affordable\" \/>\n<meta property=\"og:description\" content=\"Political negotiations on the introduction of the digital euro have reached a decisive stage. The question is no longer whether the digital euro will be introduced, but how it will be introduced. The Dutch Payments Association and the vast majority of our members advocate for a digital euro that is simple, useful and affordable; for [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/digital-euro-useful-simple-affordable\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-09T10:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-10T14:39:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"666\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Berend Jan Beugel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Berend Jan Beugel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/digital-euro-useful-simple-affordable\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/digital-euro-useful-simple-affordable\\\/\"},\"author\":{\"name\":\"Berend Jan Beugel\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#\\\/schema\\\/person\\\/06b794954ac0c4629c27f286d6db3bff\"},\"headline\":\"Make digital euro useful, simple and affordable\",\"datePublished\":\"2026-09-09T10:00:00+00:00\",\"dateModified\":\"2026-09-10T14:39:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/digital-euro-useful-simple-affordable\\\/\"},\"wordCount\":269,\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/digital-euro-useful-simple-affordable\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/08\\\/Digital-euro-received-2160115957-1000x666-3.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/digital-euro-useful-simple-affordable\\\/\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/digital-euro-useful-simple-affordable\\\/\",\"name\":\"Make digital euro useful, simple and affordable - 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