{"id":5147,"date":"2026-05-27T08:00:00","date_gmt":"2026-05-27T06:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=5147"},"modified":"2026-05-27T08:42:50","modified_gmt":"2026-05-27T06:42:50","slug":"elderly-increasingly-debit-card","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/elderly-increasingly-debit-card\/","title":{"rendered":"Elderly increasingly pay with debit card"},"content":{"rendered":"\n<p class=\"has-intro-font-size\"><strong>The Dutch pay with cash at points-of-sale (POS) slightly less often. Only 17% of Dutch payments are made in cash. Even people aged 75 and older increasingly pay with cash less often and increasingly with a debit card. In total, Dutch consumers made slightly fewer POS payments in 2025 (7.1 billion transactions) <strong>than in 2024 <\/strong>but for a higher total amount (\u20ac185 billion). The annual joint study &#8216;<em><a href=\"https:\/\/www.betaalvereniging.nl\/wp-content\/uploads\/2026\/05\/Factsheet-Betalen-aan-de-Kassa-2025.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Betalen aan de Kassa<\/a><\/em>&#8216; (in Dutch) by De Nederlandsche Bank and the Dutch Payments Association, offers these and other insights into Dutch point-of-sale payments.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"844\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited.jpg\" alt=\"Oudere vrouw houdt een betaalpas duidelijk naar voren in een groene buitenomgeving, waarmee zij laat zien dat zij eenvoudig en zelfstandig kan betalen.\" class=\"wp-image-5152\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited.jpg 1500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited-300x169.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited-1024x576.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited-768x432.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited-500x282.jpg 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited-832x468.jpg 832w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/betaalpas-close-65-plusser_liggend_dsc_09431-edited-1280x720.jpg 1280w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-share-of-cash-drops-slightly-after-five-stable-years\">Share of cash drops slightly after five stable years<\/h3>\n\n\n\n<p>The number of POS debit card payments remained roughly the same in 2025, while the number of cash payments was slightly lower. As a result, the share of cash payments decreased by 2 percentage points to 17%. The share of card payments rose from 80% to 83%. In particular, the share of debit card payments for smaller amounts (up to \u20ac10) has increased.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-contactless-card-payments-gain-ground\">Contactless card payments gain ground<\/h3>\n\n\n\n<p>In 2025, traditional card payments \u2014 where the debit card is inserted into the payment terminal \u2014 declined once again. Only 4% of all POS payments are made this way. A year earlier, this figure was still 6%. This share has declined for relatively large amounts in particular. The rise of cardless payments with smartphones and smartwatches continued unabated. This share rose from 34% in 2024 to 39% of all POS payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-digital-payments-continue-to-rise-among-elderly\">Digital payments continue to rise among elderly<\/h3>\n\n\n\n<p>Although people aged 75 and older still use cash relatively frequently, they began paying digitally more often in 2025. Last year, this group made 74% of their POS payments with a debit card, compared to 70% in 2024. Peer-to-peer payments to family and friends, as well as for sports and other informal activities, are also increasingly digital among older adults. The share of electronic payments \u2014 via mobile requests-to-pay or account-to-account transfers \u2014 among those aged 75 and older stood at 51% in 2025; that is 16 percentage points higher than in 2024.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;wp-content&#x2F;uploads&#x2F;sites&#x2F;4&#x2F;2026&#x2F;05&#x2F;Factsheet-Betalen-aan-de-Kassa-2025.pdf\"\n\t\n\t\t\ttarget=\"_blank\" rel=\"noopener\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tCheck out the full factsheet on \u201cPaying at the Counter 2025\u201d (in Dutch)\n\n\t\t\t\t\t\t\t<span class=\"sr-only\">Opent in een nieuw venster<\/span>\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\" flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M212.48,136.49l-82.06,82a60,60,0,0,1-84.85-84.88l98.16-97.89a40,40,0,0,1,56.56,56.59l-.17.16-95.8,92.22a12,12,0,1,1-16.64-17.3l95.71-92.12a16,16,0,0,0-22.7-22.56L62.53,150.57a36,36,0,0,0,50.93,50.91l82.06-82a12,12,0,0,1,17,17Z\"><\/path><\/svg>\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Dutch pay with cash at points-of-sale (POS) slightly less often. Only 17% of Dutch payments are made in cash. Even people aged 75 and older increasingly pay with cash less often and increasingly with a debit card. In total, Dutch consumers made slightly fewer POS payments in 2025 (7.1 billion transactions) than in 2024 [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":5149,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20,22],"btv_subject_tax":[16,8,7],"class_list":["post-5147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-press-release","btv_subject_tax-card-payments","btv_subject_tax-cash-payments","btv_subject_tax-p2p-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Elderly increasingly pay with debit card - Dutch Payments Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/elderly-increasingly-debit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Elderly increasingly pay with debit card\" \/>\n<meta property=\"og:description\" content=\"The Dutch pay with cash at points-of-sale (POS) slightly less often. Only 17% of Dutch payments are made in cash. Even people aged 75 and older increasingly pay with cash less often and increasingly with a debit card. In total, Dutch consumers made slightly fewer POS payments in 2025 (7.1 billion transactions) than in 2024 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/elderly-increasingly-debit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-27T06:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-27T06:42:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/05\/705666_2600193_DNB_IA-Betalen-aan-de-Kassa-2025_fig-1a.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1465\" \/>\n\t<meta property=\"og:image:height\" content=\"957\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Berend Jan Beugel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Berend Jan Beugel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/elderly-increasingly-debit-card\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/elderly-increasingly-debit-card\\\/\"},\"author\":{\"name\":\"Berend Jan Beugel\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#\\\/schema\\\/person\\\/06b794954ac0c4629c27f286d6db3bff\"},\"headline\":\"Elderly increasingly pay with debit card\",\"datePublished\":\"2026-05-27T06:00:00+00:00\",\"dateModified\":\"2026-05-27T06:42:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/elderly-increasingly-debit-card\\\/\"},\"wordCount\":314,\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/elderly-increasingly-debit-card\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2026\\\/05\\\/705666_2600193_DNB_IA-Betalen-aan-de-Kassa-2025_fig-1a.png\",\"articleSection\":[\"News\",\"Press release\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/elderly-increasingly-debit-card\\\/\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/elderly-increasingly-debit-card\\\/\",\"name\":\"Elderly increasingly pay with debit card - 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