{"id":4913,"date":"2026-03-10T07:00:00","date_gmt":"2026-03-10T06:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=4913"},"modified":"2026-03-11T10:51:32","modified_gmt":"2026-03-11T09:51:32","slug":"deferred-card-payments-radio5","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/deferred-card-payments-radio5\/","title":{"rendered":"Arjan Bol on Radio 5 about deferred card payments"},"content":{"rendered":"\n<p class=\"has-intro-font-size\">&#8216;<strong>Bert on 5&#8242; spoke to Arjan Bol about deferred card payments (offline card payments) when the data connection of the payment terminal fails. What are deferred card payments, for which retailers are they suitable, and how can you offer other digital payments to customers during emergencies?<\/strong><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-scaled.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Hand houdt een betaalpas tegen een pinterminal voor een contactloze pintransactie aan de winkelbalie.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-scaled.jpg 2560w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1536x1024.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n<p>When regular card payments are temporarily unavailable due to a data connection failure, \u2018deferred card payments\u2019 (\u2018offline card payments\u2019) can offer a solution for some retailers. Other retailers can keep an extra payment terminal at hand for emergencies, connected to an alternative payment processor via a different telecom provider. If the entire payments infrastructure for (non-European) card payments fails, there are fallback options via the separate (entirely European) <a class=\"internal-link-juicer-keyword-link\" href=\"https:\/\/www.betaalvereniging.nl\/en\/glossary\/a2a\/\">A2A<\/a> payments infrastructure, for example via iDEAL | Wero.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.nporadio5.nl\/fragmenten\/bertop5\/019cd207-ab64-712b-960b-cf96187ffa0f\/2026-03-09-is-offline-pinnen-de-oplossing\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Arjan Bol talks about this on Radio 5, with &#8216;Bert on 5&#8217;&#8230;<\/em><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> <em>(in Dutch)<\/em><\/p>\n\n\n\n<p>On the PIN.NL website (in Dutch), we provide an <a href=\"https:\/\/www.pin.nl\/ondernemer\/storingen\/terugvalopties\/\">overview of all fallback options for card payment failures <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> that are currently available, with an <a href=\"https:\/\/www.pin.nl\/ondernemer\/storingen\/vragenlijst-terugvalopties\/\">interactive selection tool <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> for choosing the most suitable fallback options for various kinds of retailers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is deferred debit card payments, which retailers is it suitable for, and how can you encourage your customers to pay digitally even more in emergency situations?<\/p>\n","protected":false},"author":8,"featured_media":3513,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[5,16,17,18],"class_list":["post-4913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","btv_subject_tax-availability-and-disruptions","btv_subject_tax-card-payments","btv_subject_tax-online-payments","btv_subject_tax-recieving-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - 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