{"id":448,"date":"2025-02-18T00:00:00","date_gmt":"2025-02-17T23:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=448"},"modified":"2026-02-26T15:58:24","modified_gmt":"2026-02-26T14:58:24","slug":"payment-journal-31","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/","title":{"rendered":"Payments newsletter: Betaaljournaal 31"},"content":{"rendered":"\n<p class=\"has-intro-font-size\">This first Payments Journal of the year is the second to last one that I have the honour of inaugurating as managing director of the Payments Association. On 1 April, my successor Arjan Bol will come on board, after which I will retire on 30 May.<\/p>\n\n\n\n<p><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Spreker met microfoon licht een punt toe tijdens een conferentie, met presentatie op de achtergrond en aandachtig publiek buiten beeld.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail.png 1280w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail-300x169.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail-1024x576.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail-768x432.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail-500x282.png 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail-832x468.png 832w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n<p>The new year has many new developments in store not only for me and for our association. There are also many new challenges ahead for our members and for the collective payment system. The geopolitical context is turbulent, leading to changes in Brussels too, in order to strengthen the European Union.<\/p>\n\n\n\n<p>After briefly looking back on the past year, in this edition you can read, among other things, what cash laws and regulations are coming our way in the coming years. Cash remains important, as we established last year in our mini-conference &#8216;Constant cash&#8217;.<\/p>\n\n\n\n<p>I wish you much reading pleasure.<\/p>\n\n\n\n<p><strong>Gijs Boudewijn, managing director<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#veel-wet-en-regelgeving-voor-contant-geld-in-aantocht\">Many laws and regulations for cash on the way<\/a><\/li>\n\n\n\n<li><a href=\"#betalingsverkeer-in-2024-in-een-oogopslag\">Payments in 2024 at a glance<\/a><\/li>\n\n\n\n<li><a href=\"#arjan-bol-nieuwe-directeur-van-betaalvereniging-nederland\">Arjan Bol new director of Payments Association Netherlands<\/a><\/li>\n\n\n\n<li><a href=\"#minister-van-financien-geeft-visie-op-financiele-sector-in-2025\">Minister of Finance gives vision on financial sector in 2025<\/a><\/li>\n\n\n\n<li><a href=\"#mijlpalen-toegankelijk-bankieren-in-2024-op-een-rij\">Milestones Accessible Banking in 2024 in a row<\/a><\/li>\n\n\n\n<li><a href=\"#breed-aanbod-betaalrekeningen\">Wide range of current accounts<\/a><\/li>\n\n\n\n<li><a href=\"#gijs-boudewijn-voorzitter-van-european-payments-council\">Gijs Boudewijn chairman of European Payments Council<\/a><\/li>\n\n\n\n<li><a href=\"#over-betalingsverkeer\">About payments<\/a><\/li>\n\n\n\n<li><a href=\"#ook-interessant\">Also interesting<\/a><\/li>\n\n\n\n<li><a href=\"#agenda\">Agenda<\/a><\/li>\n<\/ul>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=veel-wet-en-regelgeving-voor-contant-geld-in-aantocht>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Many laws and regulations concerning cash are forthcoming<\/h2>\n\n\t\t<p>Until 2015, cash was still the most commonly used payment method at the point-of-sale in the Netherlands (54% of all payments in 2014). Ten years later, in 2024, only one in five transactions at the counter will be paid for in cash. The other four transactions will be carried out electronically, using a (contactless) payment card or a mobile phone. A lot has happened in recent years with regard to cash, and we are seeing various new developments and measures coming our way.<\/p>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"163\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/BNL033-website-foto-20-contant-610x163-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/BNL033-website-foto-20-contant-610x163-1.jpg 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/BNL033-website-foto-20-contant-610x163-1-300x80.jpg 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;actueel&#x2F;nieuws&#x2F;contant-geld&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tOur overview of all developments concerning cash\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=betalingsverkeer-in-2024-in-een-oogopslag>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Payments in 2024 at a glance<\/h2>\n\n\t\t<p>At the start of the new year, we look back on collective payments in the past year with a factsheet. While debit card spending at the point-of-sale rose by 2.8% in 2024 compared to 2023, online iDEAL spending increased by no less than 13%. Annual turnover with iDEAL is now almost as high as with debit card payments. Tap-to-pay with smartphones or smartwatches continues to grow strongly at the point-of-sale, although this was not yet the most commonly used payment method in 2024.<\/p>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"361\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Thumbnail-Factsheet-2024-610x361-1.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Thumbnail-Factsheet-2024-610x361-1.png 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Thumbnail-Factsheet-2024-610x361-1-300x178.png 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;actueel&#x2F;nieuws&#x2F;jaaromzet-ideal-pinbetalingen&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tSee our factsheet for other payment services in 2024.\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=arjan-bol-nieuwe-directeur-van-betaalvereniging-nederland>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Arjan Bol appointed new director of the Dutch Payments Association<\/h2>\n\n\t\t<p>The board of the Dutch Payments Association has appointed Arjan Bol as Managing Director, effective April 1, 2025. After a short handover period, our current director, Gijs Boudewijn, will retire on May 30, 2025. In mid-May 2025, the Dutch Payments Association will organize a symposium to bid farewell to Gijs Boudewijn and welcome Arjan Bol.<\/p>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"796\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Arjan-Bol-3208x4186-1-610x796-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Arjan-Bol-3208x4186-1-610x796-1.jpg 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Arjan-Bol-3208x4186-1-610x796-1-230x300.jpg 230w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;actueel&#x2F;nieuws&#x2F;arjan-bol-directeur&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tFind out more about the new director of the Dutch Payments Association\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=minister-van-financien-geeft-visie-op-financiele-sector-in-2025>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Minister of Finance presents vision for the financial sector in 2025<\/h2>\n\n\t\t<p>In a recent letter to the House of Representatives, Minister Heinen of Finance shared his vision for the financial sector in 2025. In his letter, he also addresses topics related to payments, such as cash, accessibility of banking and payment services, and the Basic Bank Account. We would like to share the vision of the Dutch Payments Association on a few important topics in the letter to the House of Representatives:<\/p>\n<ul>\n<li>We hope that the flexible agreements from the Cash Convenant can be incorporated into the upcoming legislation and regulations on cash.<\/li>\n<li>Banks are already working closely together to provide accessible services. We do not believe that new legislation is necessary for this.<\/li>\n<li>The range of Basic Bank Accounts available to people who are unable to open a regular bank account is sufficient. Five Dutch banks offer Basic Bank Accounts that exceed the minimum legal requirements.<\/li>\n<li>Rules for basic payment accounts for merchants must come from the EU in order to ensure a level playing field between all member states. Until then, we prefer self-regulation over national legislation.<\/li>\n<\/ul>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"407\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/shutterstock_2578994645-610x407-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/shutterstock_2578994645-610x407-1.jpg 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/shutterstock_2578994645-610x407-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;open.overheid.nl&#x2F;documenten&#x2F;ad5e12c9-a98b-4dc0-91e3-ed5ae4d9fb13&#x2F;file\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRead Minister Heinen&#8217;s full vision on the financial sector\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=mijlpalen-toegankelijk-bankieren-in-2024-op-een-rij>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Milestones for Accessible Banking in 2024 at a glance<\/h2>\n\n\t\t<p>We also look back on the Accessible Banking program in 2024 with an insightful factsheet. Within the program, banks are working to make their digital products and services more accessible and to offer more help to customers who have difficulty using digital services. Much has been set in motion in 2024. In 2025, we will focus on raising awareness of all the possibilities.<\/p>\n<p><a href=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Infographic_Factsheet_Betalingsverkeer_2024.pdf\">See all the milestones in 2024 in our factsheet.<\/a><\/p>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"268\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Jaaroverzicht-Toergankelijk-Bankieren-2024-610x268-1.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Jaaroverzicht-Toergankelijk-Bankieren-2024-610x268-1.png 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Jaaroverzicht-Toergankelijk-Bankieren-2024-610x268-1-300x132.png 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=breed-aanbod-betaalrekeningen>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Wide range of payments accounts<\/h2>\n\n\t\t<p>A well-functioning payments account is essential for everyone, both consumers and merchants. Who are the providers in the Netherlands, and what should you pay attention to? On our website, we provide an overview of the most important points to consider and options available.<\/p>\n<p><a href=\"https:\/\/www.betaalvereniging.nl\/actueel\/nieuws\/keuze-betaalrekeningen\/\">Read more about the wide range of payments accounts available in the Netherlands.<\/a><\/p>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"436\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/shutterstock_410714692-610x436-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/shutterstock_410714692-610x436-1.jpg 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/shutterstock_410714692-610x436-1-300x214.jpg 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\t\n\t<div data-name=\"acf\/text-image\" class=\"alignfull\" id=gijs-boudewijn-voorzitter-van-european-payments-council>\n\t\t<div class=\"ll-container\">\n\t\t\t<div data-component=\"image-text\" class=\"gap-8 ll-grid\">\n\t<div class=\"col-span-full lg:col-span-6 ll-wysiwyg lg:col-start-7\">\n\t\t<h2 class=\"!mt-0\">Gijs Boudewijn appointed Chairman of the European Payments Council<\/h2>\n\n\t\t<p>On December 18, 2024, the General Assembly of the European Payments Council (EPC) elected Gijs Boudewijn as its new chairman for a two-year term, effective June 11, 2025. This will enable a smooth handover from the current chairman, Javier Santamar\u00eda. On May 30, 2025, Gijs Boudewijn will retire as director of the Dutch Payments Association.<\/p>\n\n\t<\/div>\n\t<div class=\"col-span-full lg:col-span-6 lg:order-first\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"343\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Day1session1b.00_30_36_01.Still001-610x343-1.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Day1session1b.00_30_36_01.Still001-610x343-1.png 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Day1session1b.00_30_36_01.Still001-610x343-1-300x169.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Day1session1b.00_30_36_01.Still001-610x343-1-500x282.png 500w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;wp-content&#x2F;uploads&#x2F;sites&#x2F;4&#x2F;2025&#x2F;08&#x2F;EPC312-24-Press-Release-EPC-Chair-election.pdf\"\n\t\n\t\t\ttarget=\"_blank\" rel=\"noopener\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRead the full announcement from the EPC (in English)\n\n\t\t\t\t\t\t\t<span class=\"sr-only\">Opent in een nieuw venster<\/span>\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"over-betalingsverkeer\">About payments<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/geldland.nl\/hoe-werkt-de-iban-naam-check\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check-1024x576.png\" alt=\"Foto van een bankapp op een smartphone waarop het vinkje van de IBAN-naam check te zien is\" class=\"wp-image-487\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check-1024x576.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check-300x169.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check-768x432.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check-500x282.png 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check-832x468.png 832w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-24-IBAN-naam-Check.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/geldland.nl\/buy-now-pay-later-een-handige-optie-of-een-gevaarlijke-valkuil\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL-1024x576.png\" alt=\"Foto van iemand die een bestelling plaatst op internet met de optie om achteraf te betalen\" class=\"wp-image-516\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL-1024x576.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL-300x169.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL-768x432.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL-500x282.png 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL-832x468.png 832w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/02\/Tumbnail-Geldland-23-BNPL.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/figure>\n\n\n\n<p>Turnover from debit card payments will increase by 2.8% to <strong>\u20ac147 billion<\/strong> by 2024.<\/p>\n\n\n\n<p>Turnover via iDEAL will increase by 13% to \u20ac141 <strong>billion<\/strong> by 2024.<\/p>\n\n\n\n<p>More figures in our factsheet<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"agenda\">Agenda<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>20 March &#8211; Payment Institutions Advisory Council<\/li>\n\n\n\n<li>25 March &#8211; Advisory Council<\/li>\n\n\n\n<li>27 March &#8211; <a href=\"https:\/\/toekomstbetalingsverkeer.nl\/\">Future of payments <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>, NH Amsterdam Barbizon Palace<\/li>\n\n\n\n<li>14 April &#8211; Stakeholder Forum<\/li>\n\n\n\n<li>16 April &#8211; Board meeting<\/li>\n\n\n\n<li>15 May &#8211; Congress to mark the retirement of Gijs Boudewijn<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-member-bulletin\">Member Bulletin<\/h2>\n\n\n\n<p>In addition to this Payment Journal, the Payments Association also publishes Member Bulletins. In these, we inform members about practical matters of interest. The bulletins usually appear a few times a month and cover a specific topic. Are you a member but not yet receiving these bulletins? You can get yourself placed on the mailing list at <a href=\"mailto:secretariaat@betaalvereniging.nl\">secretariaat@betaalvereniging.nl.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-subscribe-to-payment-journal\">Subscribe to Payment Journal<\/h2>\n\n\n\n<p>Also curious about the latest developments in payments? Stay informed via Betaaljournaal. You can register here.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;inschrijven-betaaljournaal\"\n\t\n\t\t\ttarget=\"_blank\" rel=\"noopener\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tSubscribe to Betaaljournaal\n\n\t\t\t\t\t\t\t<span class=\"sr-only\">Opent in een nieuw venster<\/span>\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This first Payments Journal of the year is the second to last one that I have the honour of inaugurating as managing director of the Payments Association. On 1 April, my successor Arjan Bol will come on board, after which I will retire on 30 May. The new year has many new developments in store [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":449,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20,33],"btv_subject_tax":[],"class_list":["post-448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-payments-newsletter"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Payments newsletter: Betaaljournaal 31 - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Read the first Payments Journal of the year with updates on developments and regulations in payments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payments newsletter: Betaaljournaal 31\" \/>\n<meta property=\"og:description\" content=\"Read the first Payments Journal of the year with updates on developments and regulations in payments.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-17T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-26T14:58:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Payments newsletter: Betaaljournaal 31\",\"datePublished\":\"2025-02-17T23:00:00+00:00\",\"dateModified\":\"2026-02-26T14:58:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/\"},\"wordCount\":353,\"image\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/bj-31-thumbnail.png\",\"articleSection\":[\"News\",\"Payments newsletter\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-31\/\",\"name\":\"Payments newsletter: Betaaljournaal 31 - 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