{"id":4255,"date":"2025-10-08T10:20:58","date_gmt":"2025-10-08T08:20:58","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=4255"},"modified":"2026-02-26T15:37:41","modified_gmt":"2026-02-26T14:37:41","slug":"payment-journal-34","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/","title":{"rendered":"Payments newsletter: Betaaljournaal 34"},"content":{"rendered":"\n<p class=\"has-intro-font-size\"><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-scaled.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Man en vrouw tillen samen een grijze bank in een lichte woonkamer, met groot cijfer 34 op de muur boven de bank.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-scaled.png 2560w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-300x200.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-1024x683.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-768x512.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-1536x1024.png 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-2048x1365.png 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n<p>The days are getting shorter and the cycling gloves and jackets are out of the closet again. Fortunately, there are plenty of developments in payments to keep us off the streets and in our warm workplaces.<\/p>\n\n\n\n<p>The WE BUILD &#8216;<em>large scale pilots<\/em>&#8216; with the EUDI Wallet in payments took off. In a new campaign by Accessible Banking, BN&#8217;ers tell how we can bank digitally easily and safely at home behind the stove. From now on, you can make super-fast transfers to and from all banks in other euro countries. The digital euro and stablecoins are keeping minds busy. E-commerce seems to be shaking off the after-glow corona fever for good.<\/p>\n\n\n\n<p>This and more is in our Payments Journal today. I wish you much reading pleasure.<\/p>\n\n\n\n<p><strong>Arjan Bol, managing director<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#h-voortaan-supersnel-en-veilig-overboeken-tussen-alle-eurolanden\">Superfast and secure transfers between all euro countries from now on<\/a><\/li>\n\n\n\n<li><a href=\"#h-europese-we-build-pilots-met-eudi-wallet-van-start\">European WE BUILD pilots with <em>EUDI Wallet<\/em> launched<\/a><\/li>\n\n\n\n<li><a href=\"#h-bekende-nederlanders-ingezet-voor-toegankelijk-bankieren\">Dutch celebrities deployed for Accessible Banking<\/a><\/li>\n\n\n\n<li><a href=\"#h-eerste-honderd-dagen-van-arjan-bol\">First hundred days of Arjan Bol<\/a><\/li>\n\n\n\n<li><a href=\"#h-triloog-tussen-europese-wetgevers-over-psr-psd3-van-start\">Trilogue between European legislators on PSR\/PSD3 starts<\/a><\/li>\n\n\n\n<li><a href=\"#h-consumenten-kopen-meer-producten-en-minder-diensten-online\">Consumers are buying more products and fewer services online<\/a><\/li>\n\n\n\n<li><a href=\"#h-antwoord-op-stablecoins-is-wholesale-cbdc-niet-digitale-euro\">Answer to stablecoins is wholesale CBDC, not digital euro<\/a><\/li>\n\n\n\n<li><a href=\"#h-pci-ssc-community-meeting-2025-in-teken-van-veiligheid\">PCI SSC Community Meeting 2025 to focus on security<\/a><\/li>\n\n\n\n<li><a href=\"#verenigingsnieuws\">Association news<\/a><\/li>\n\n\n\n<li><a href=\"#agenda\">Agenda<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-super-fast-and-secure-transfers-between-all-euro-countries-from-now-on\">Super-fast and secure transfers between all euro countries from now on<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Man_op_raket_boven_new_york_shutterstock_Instant_Payments_704186779_LR-1024x683.jpg\" alt=\"Man in pak met pilotenbril balanceert op een raket die met vaart over een stad vliegt, wat snelheid en vooruitgang verbeeldt.\" class=\"wp-image-3236\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Man_op_raket_boven_new_york_shutterstock_Instant_Payments_704186779_LR-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Man_op_raket_boven_new_york_shutterstock_Instant_Payments_704186779_LR-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Man_op_raket_boven_new_york_shutterstock_Instant_Payments_704186779_LR-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Man_op_raket_boven_new_york_shutterstock_Instant_Payments_704186779_LR-1536x1024.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Man_op_raket_boven_new_york_shutterstock_Instant_Payments_704186779_LR-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>From 9 October 2025, Dutch people will be able to transfer euros super-fast to all banks in other euro countries within ten counts, every day of the year and every moment of the day. Conversely, we can then also receive super-fast transfers from all other euro countries at any time. Moreover, the familiar IBAN Name Check will work from that date onwards for all IBANs in all euro countries. This will allow Dutch citizens to pay and receive credit transfers throughout the eurozone in the same way as we have been used to within the Netherlands for years.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;actueel&#x2F;supersnel-overboeken-eurolanden&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tWhat you need to know about cross-border instant payments\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-european-we-build-pilots-with-eudi-wallet-launched\">European WE BUILD pilots with <em>EUDI Wallet<\/em> launched<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-1024x576.jpg\" alt=\"Groepsfoto van grote internationale projectgroep met naambadges, boven tekst over deelname aan het WE BUILD Consortium en de EU Digital Identity Wallet.\" class=\"wp-image-4251\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-1024x576.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-300x169.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-768x432.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-1536x864.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-500x282.jpg 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-832x468.jpg 832w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch-1280x720.jpg 1280w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/WE-BUILD-launch.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>On 3 September, the European WE BUILD partnership was officially launched, with more than 350 participants from 35 countries. In a <em>&#8216;large scale pilot&#8217; <\/em>, 13 possible applications of the so-called the <em>EU Digital Identity Wallet (EUDI Wallet)<\/em> are being developed and tested. The Payments Association and Visa are supervising a working group within WE BUILD focusing on approving consumer payments with the <em>EUDI Wallet<\/em>)<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;actueel&#x2F;start-we-build&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tLearn more about the pilot projects for consumer payments with the EUDI Wallet\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-famous-dutchmen-deployed-for-accessible-banking\">Famous Dutchmen deployed for Accessible Banking<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-1024x576.png\" alt=\"J\u00f6rgen Raymann en Lucille Werner van bankinformatiepunt worden in een huiselijke setting gefilmd, met grote camera\u2019s op de voorgrond, terwijl zij ontspannen met klanten praten.\" class=\"wp-image-4257\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-1024x576.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-300x169.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-768x432.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-1536x864.png 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-500x282.png 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-832x468.png 832w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen-1280x720.png 1280w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Behind-the-scenes-Lucille-en-Jorgen.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>A little help will get you there! J\u00f6rgen Raymann helps his mother with daily banking matters and Lucille Werner assists her fellow townie Dory. In videos and articles, both Dutch celebrities show how they help others and how you can become better at banking. They point out calling via the banking app, useful information on <a href=\"https:\/\/bankinformatiepunt.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.Bankinformatiepunt.nl,<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> fun ways to master digital banking and more.<\/p>\n\n\n\n<p>J\u00f6rgen crawls into the role of Auntie Es to point out that she found her way to the bank just fine when &#8216;her&#8217; branch was closed. Besides J\u00f6rgen and Lucille&#8217;s messages, there are numerous other communication tools for the target group (such as the booklet &#8216;A conversation about help with banking&#8217; and a SeniorWeb special on online banking) and for their helpers (&#8216;the national compliment&#8217;). We publish about it on <a href=\"https:\/\/toegankelijkbankieren.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\">AccessibilityBanking.nl<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> and via <a href=\"https:\/\/www.linkedin.com\/company\/nlbetalen\/posts\/\" target=\"_blank\" rel=\"noreferrer noopener\">LinkedIn messages<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-first-hundred-days-of-arjan-bol\">First hundred days of Arjan Bol<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"797\" height=\"150\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/De-eerste-100-dagen-van-Arjan-Bol-in-gesprek-met-Nieuwe-Knikkers.png\" alt=\"\" class=\"wp-image-4258\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/De-eerste-100-dagen-van-Arjan-Bol-in-gesprek-met-Nieuwe-Knikkers.png 797w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/De-eerste-100-dagen-van-Arjan-Bol-in-gesprek-met-Nieuwe-Knikkers-300x56.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/De-eerste-100-dagen-van-Arjan-Bol-in-gesprek-met-Nieuwe-Knikkers-768x145.png 768w\" sizes=\"auto, (max-width: 797px) 100vw, 797px\" \/><\/figure>\n\n\n\n<p>Arjan Bol&#8217;s first hundred days as director of the Payments Association are (more than) over. In a podcast episode of &#8216;The New Marbles&#8217;, Arlette Broex and Gertjan R\u00f6sken talked to him about it. Dutch payments are running smoothly. What challenges lie ahead for him and the Payments Association?<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;creators.spotify.com&#x2F;pod&#x2F;profile&#x2F;nieuwe-knikkers&#x2F;episodes&#x2F;Arjan-Bol-na-100-dagen-als-directeur-bij-de-Betaalvereniging-van-polderen-tot-Europees-perspectief-e38flfo\"\n\t\n\t\t\ttarget=\"_blank\" rel=\"noopener\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tListen to the entire podcast about Arjan Bol&#8217;s first hundred days\n\n\t\t\t\t\t\t\t<span class=\"sr-only\">Opent in een nieuw venster<\/span>\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\" flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg>\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-trilogue-between-european-legislators-on-psr-psd3-begins\">Trilogue between European legislators on PSR\/PSD3 begins<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"579\" height=\"341\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PSR-PSD3-in-ring-van-Europese-sterren.png\" alt=\"EU-sterrenkring rond de tekst PSR PSD3 op een digitale achtergrond over Europese betaalregelgeving.\" class=\"wp-image-4259\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PSR-PSD3-in-ring-van-Europese-sterren.png 579w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PSR-PSD3-in-ring-van-Europese-sterren-300x177.png 300w\" sizes=\"auto, (max-width: 579px) 100vw, 579px\" \/><\/figure>\n\n\n\n<p>In mid-2023, the European Commission published its legislative proposals for PSR and PSD3, to replace the current payments directive PSD2. The European Parliament and the EU Council have spent the past two years defining their respective positions on these proposals.<\/p>\n\n\n\n<p>A European Parliament (EP) delegation <a href=\"https:\/\/www.europarl.europa.eu\/news\/en\/press-room\/20240419IPR20565\/meps-want-to-enhance-fraud-protection-and-access-to-cash-in-payment-services\" target=\"_blank\" rel=\"noreferrer noopener\">announced its position<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> back <a href=\"https:\/\/www.europarl.europa.eu\/news\/en\/press-room\/20240419IPR20565\/meps-want-to-enhance-fraud-protection-and-access-to-cash-in-payment-services\" target=\"_blank\" rel=\"noreferrer noopener\">in April 2024<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>. The EP wanted to finalise this before the European Parliament elections in June 2024. The EU Council officially <a href=\"https:\/\/www.consilium.europa.eu\/en\/press\/press-releases\/2025\/06\/18\/council-agrees-its-position-on-a-more-modern-payment-service-framework-in-the-eu\/\" target=\"_blank\" rel=\"noreferrer noopener\">reached its position<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> in mid-June 2025. They needed considerably more time, partly to discuss in depth the implications for fraud and Open Banking.<\/p>\n\n\n\n<p>The bill entered the so-called trilogue phase in July 2025, where the EC, EP and Council negotiate the final texts of PSR and PSD3. If handled smoothly, this could be finalised by the end of 2025.<\/p>\n\n\n\n<p>This will be followed by other steps, so official publication is not expected until 2026. From then on, an implementation period of around 18 months will apply.<\/p>\n\n\n\n<p>The Payments Association keeps its members informed about the political developments surrounding PSR and PSD3 through the PSR Taskforce and tries to influence the legislative process where possible.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;kennisbank&#x2F;europese-regelgeving&#x2F;psd2&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tMore information about the PSR and PSD3\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-consumers-buy-more-products-and-fewer-services-online\">Consumers buy more products and fewer services online<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Man-en-vrouw-tillen-een-bank-op_LR_1772911901-1024x683.jpg\" alt=\"Man en vrouw tillen samen een grijze bank in een lichte woonkamer, terwijl ze lachend de nieuwe opstelling bepalen.\" class=\"wp-image-4239\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Man-en-vrouw-tillen-een-bank-op_LR_1772911901-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Man-en-vrouw-tillen-een-bank-op_LR_1772911901-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Man-en-vrouw-tillen-een-bank-op_LR_1772911901-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Man-en-vrouw-tillen-een-bank-op_LR_1772911901-1536x1024.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Man-en-vrouw-tillen-een-bank-op_LR_1772911901-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Dutch consumers spent over \u20ac17 billion online in the first half of 2025, 1% less than in the same period last year. This decrease is due to declining spending on services (-7%). The total number of online purchases came to 168 million (-1%), of which 144 million were product purchases. The number of purchases of services fell by -12%&#8230;.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;actueel&#x2F;consumenten-kopen-meer-producten-en-minder-diensten-online&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tThis is how Dutch people shopped online in the first half of 2025\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-response-to-stablecoins-is-wholesale-cbdc-not-digital-euro\">Response to stablecoins is wholesale CBDC, not digital euro<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"254\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/banner-BNL-EUROVISION-7nov-v3-alleen-de-vlag-610x254-1.png\" alt=\"Golvende vlag van de Europese Unie met gele sterren op blauwe achtergrond, symbool voor Europese samenwerking en regelgeving.\" class=\"wp-image-568\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/banner-BNL-EUROVISION-7nov-v3-alleen-de-vlag-610x254-1.png 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/banner-BNL-EUROVISION-7nov-v3-alleen-de-vlag-610x254-1-300x125.png 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/><\/figure>\n\n\n\n<p>The rise of stablecoins has raised concerns about the role of the euro in the digital age. An editorial comment by the FD to therefore accelerate the introduction of a digital euro for consumers lacks economic and practical justification.to counterbalance the advent of stablecoins, the further development of a so-called wholesale CBDC, digital central bank money for professional parties, is much more obvious.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;actueel&#x2F;antwoord-op-stablecoins-is-wholesale-cbdc-niet-digitale-euro&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tThis is why the digital euro is not the answer to stablecoins\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pci-ssc-community-meeting-2025-to-focus-on-security\">PCI SSC Community Meeting 2025 to focus on security<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PCI-SSC_panel_4-1024x682.png\" alt=\"Panel van zes experts op PCI Security Standards Council-congres bespreekt betaalkaartbeveiliging op groot podium.\" class=\"wp-image-4260\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PCI-SSC_panel_4-1024x682.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PCI-SSC_panel_4-300x200.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PCI-SSC_panel_4-768x511.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PCI-SSC_panel_4-1536x1022.png 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/PCI-SSC_panel_4.png 1800w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Businesses and consumers are increasingly targeted by cyber attacks. This has serious consequences, including financial losses, costly investigations and expenses by financial service providers. Cyber criminals are increasingly using advanced technology, tools and tactics to commit cyber fraud.<\/p>\n\n\n\n<p>PCI Security Standards Council&#8217;s upcoming European Community Meeting 2025 will focus on cybersecurity: how to prevent, identify and take action on cyber attacks<\/p>\n\n\n\n<p>The international meeting is from 14 to 16 October at the RAI in Amsterdam. Speaking as an added attraction will be Bernie Collins, strategy analyst in Formula 1.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.pcisscevents.org&#x2F;event&#x2F;2025-amsterdam&#x2F;register-1\"\n\t\n\t\t\ttarget=\"_blank\" rel=\"noopener\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRegister for this event\n\n\t\t\t\t\t\t\t<span class=\"sr-only\">Opent in een nieuw venster<\/span>\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\" flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg>\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"verenigingsnieuws\">Association news<\/h2>\n\n\n\n<p>We warmly welcome <strong>Caisse d&#8217;Epargne Netherlands<\/strong> as a new member of the Payments Association.<\/p>\n\n\n\n<p>The General Assembly of Members will take place on 6 November at 14:00. If your organisation is a member of the Payments Association, please check that the contact person within your organisation who receives the invitations is still current. New or additional contacts can be notified via: <a href=\"mailto:secretariaat@betaalvereniging.nl\" target=\"_blank\" rel=\"noreferrer noopener\">secretariaat@betaalvereniging.nl<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"agenda\">Agenda<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>9 October Board meeting<\/li>\n\n\n\n<li><a href=\"https:\/\/www.pcisscevents.org\/event\/2025-amsterdam\/register-1\" target=\"_blank\" rel=\"noreferrer noopener\">14 to 16 October &#8211; European Community Meeting 2025<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li>6 November &#8211; General Assembly<\/li>\n\n\n\n<li>24 to 30 November &#8211; Digital Participation Week<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Member Bulletin<\/h2>\n\n\n\n<p>In addition to this Payment Journal, the Payments Association also publishes Member Bulletins. In these, we inform members about practical matters of interest. The bulletins usually appear a few times a month and cover a specific topic. Are you a member but not yet receiving these bulletins? You can get yourself placed on the mailing list at <a href=\"mailto:secretariaat@betaalvereniging.nl\">secretariaat@betaalvereniging.nl<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Subscribe to Payment Journal<\/h2>\n\n\n\n<p>Also curious about the latest developments in payments? Stay informed via Betaaljournaal. You can register here.<\/p>\n\n\n\n\t<div data-name=\"acf\/buttons\" class=\"mt-4 lg:mt-6\" >\n\t\t\n\t\t<ul class=\"flex flex-wrap gap-2 md:gap-6\">\n\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;actueel&#x2F;inschrijven-betaaljournaal&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tSubscribe to Betaaljournaal\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The days are getting shorter and the cycling gloves and jackets are out of the closet again. Fortunately, there are plenty of developments in payments to keep us off the streets and in our warm workplaces. The WE BUILD &#8216;large scale pilots&#8216; with the EUDI Wallet in payments took off. In a new campaign by [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4256,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20,33],"btv_subject_tax":[],"class_list":["post-4255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-payments-newsletter"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Payments newsletter: Betaaljournaal 34 - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Discover the latest developments in payments in Betaaljournaal 34, the newsletter of Betaalvereniging Nederland.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payments newsletter: Betaaljournaal 34\" \/>\n<meta property=\"og:description\" content=\"Discover the latest developments in payments in Betaaljournaal 34, the newsletter of Betaalvereniging Nederland.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-08T08:20:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-26T14:37:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-1024x683.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"jordi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jordi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/\"},\"author\":{\"name\":\"jordi\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/#\/schema\/person\/e2591b10cdfe65a3559e5783912658a8\"},\"headline\":\"Payments newsletter: Betaaljournaal 34\",\"datePublished\":\"2025-10-08T08:20:58+00:00\",\"dateModified\":\"2026-02-26T14:37:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/\"},\"wordCount\":1165,\"image\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/02\/Betaaljournaal-34-scaled.png\",\"articleSection\":[\"News\",\"Payments newsletter\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/news\/payment-journal-34\/\",\"name\":\"Payments newsletter: Betaaljournaal 34 - 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