{"id":2900,"date":"2013-04-15T00:00:00","date_gmt":"2013-04-14T22:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=2900"},"modified":"2026-08-07T03:53:22","modified_gmt":"2026-08-07T01:53:22","slug":"dnb-payments-cost-less","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/","title":{"rendered":"DNB: \u2018Payments cost less\u2019"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\"><\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"309\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Hand holds a debit card with the iDEAL logo in the background, as a symbol for digital payments and online banking transactions.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen-300x185.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">The social costs of payments in the Netherlands have fallen sharply, according to research by De Nederlandsche Bank (DNB). Retailers in particular have achieved substantial savings on the cost of electronic payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Between 2002 and 2009, the costs incurred by banks, retailers and DNB for debit card and cash transactions fell by 9%, or \u20ac237 million. This saving is equivalent to around \u20ac50 a year for each Dutch household. A rough estimate for 2012 indicates that the downward trend continued after 2009. These findings are reported in DNB research into the social costs of cash and debit card payments in the Netherlands. <a href=\"https:\/\/www.dnb.nl\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">Visit the DNB website for more information.<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/p>\n\n\n\n\t<div data-name=\"acf\/posts\" class=\"align\" >\n\t\t<div class=\"\">\n\n\t\t\t\t\t\t\t<h2 class=\"sr-only\">A list of articles<\/h2>\n\t\t\t\n\t\t\t<div class=\"space-y-4 @container\">\n\n\t\t\t\t\n\t\t\t\t<ul class=\"items-stretch grid-cols-1 gap-8  lg:grid-cols-3 lg:text-zoom-lg:grid-cols-2 hidden @4xl:grid\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x.jpg 800w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/cash-accepted-points-of-sale\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tCash accepted at 96% of points of sale\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tCash payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-08-06\">6 August 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"666\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3-768x511.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/eu-trilogue-digital-euro-begins\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tEU trilogue on the digital euro begins\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tEuropean legislation\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-08-05\">5 August 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"275\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-1024x275.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-1024x275.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-300x81.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-768x206.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-1536x412.png 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten.png 1538w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/vote-on-the-design-of-new-euro-banknotes\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tVote on the Design of New Euro Banknotes\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tCash payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-08-04\">4 August 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 grid @4xl:hidden\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x.jpg 800w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/woman-paying-in-cash-banknotesshutterstock_615632546-800x-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/cash-accepted-points-of-sale\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tCash accepted at 96% of points of sale\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tCash payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-08-06\">6 August 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"666\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/Digital-euro-received-2160115957-1000x666-3-768x511.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/eu-trilogue-digital-euro-begins\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tEU trilogue on the digital euro begins\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tEuropean legislation\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-08-05\">5 August 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"275\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-1024x275.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-1024x275.png 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-300x81.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-768x206.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten-1536x412.png 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/08\/nieuwe-eurobiljetten.png 1538w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/vote-on-the-design-of-new-euro-banknotes\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tVote on the Design of New Euro Banknotes\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tCash payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-08-04\">4 August 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The social costs of cash and debit card payments fell by \u20ac237 million between 2002 and 2009, saving each Dutch household around \u20ac50 a year.<\/p>\n","protected":false},"author":5,"featured_media":2904,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[16,8],"class_list":["post-2900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","btv_subject_tax-card-payments","btv_subject_tax-cash-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>DNB: \u2018Payments cost less\u2019 - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Ontdek hoe de maatschappelijke kosten van het betalingsverkeer in Nederland zijn gedaald en wat dit voor uw huishouden betekent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DNB: \u2018Payments cost less\u2019\" \/>\n<meta property=\"og:description\" content=\"Ontdek hoe de maatschappelijke kosten van het betalingsverkeer in Nederland zijn gedaald en wat dit voor uw huishouden betekent.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2013-04-14T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-07T01:53:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"309\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"DNB: \u2018Payments cost less\u2019\",\"datePublished\":\"2013-04-14T22:00:00+00:00\",\"dateModified\":\"2026-08-07T01:53:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/\"},\"wordCount\":106,\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2013\\\/04\\\/iDEAL-pinnen.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/\",\"name\":\"DNB: \u2018Payments cost less\u2019 - Dutch Payments Association\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2013\\\/04\\\/iDEAL-pinnen.jpg\",\"datePublished\":\"2013-04-14T22:00:00+00:00\",\"dateModified\":\"2026-08-07T01:53:22+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"Ontdek hoe de maatschappelijke kosten van het betalingsverkeer in Nederland zijn gedaald en wat dit voor uw huishouden betekent.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2013\\\/04\\\/iDEAL-pinnen.jpg\",\"contentUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2013\\\/04\\\/iDEAL-pinnen.jpg\",\"width\":500,\"height\":309,\"caption\":\"Hand holds a debit card with the iDEAL logo in the background, as a symbol for digital payments and online banking transactions.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/dnb-payments-cost-less\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"DNB: \u2018Payments cost less\u2019\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/\",\"name\":\"Dutch Payments Association\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/author\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"DNB: \u2018Payments cost less\u2019 - Dutch Payments Association","description":"Ontdek hoe de maatschappelijke kosten van het betalingsverkeer in Nederland zijn gedaald en wat dit voor uw huishouden betekent.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/","og_locale":"en_US","og_type":"article","og_title":"DNB: \u2018Payments cost less\u2019","og_description":"Ontdek hoe de maatschappelijke kosten van het betalingsverkeer in Nederland zijn gedaald en wat dit voor uw huishouden betekent.","og_url":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/","og_site_name":"Dutch Payments Association","article_published_time":"2013-04-14T22:00:00+00:00","article_modified_time":"2026-08-07T01:53:22+00:00","og_image":[{"width":500,"height":309,"url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@NLbetalen","twitter_site":"@NLbetalen","twitter_misc":{"Written by":"","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#article","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/"},"author":{"name":"","@id":""},"headline":"DNB: \u2018Payments cost less\u2019","datePublished":"2013-04-14T22:00:00+00:00","dateModified":"2026-08-07T01:53:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/"},"wordCount":106,"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg","articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/","url":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/","name":"DNB: \u2018Payments cost less\u2019 - Dutch Payments Association","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#primaryimage"},"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg","datePublished":"2013-04-14T22:00:00+00:00","dateModified":"2026-08-07T01:53:22+00:00","author":{"@id":""},"description":"Ontdek hoe de maatschappelijke kosten van het betalingsverkeer in Nederland zijn gedaald en wat dit voor uw huishouden betekent.","breadcrumb":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#primaryimage","url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg","contentUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2013\/04\/iDEAL-pinnen.jpg","width":500,"height":309,"caption":"Hand holds a debit card with the iDEAL logo in the background, as a symbol for digital payments and online banking transactions."},{"@type":"BreadcrumbList","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-cost-less\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.betaalvereniging.nl\/en\/"},{"@type":"ListItem","position":2,"name":"DNB: \u2018Payments cost less\u2019"}]},{"@type":"WebSite","@id":"https:\/\/www.betaalvereniging.nl\/en\/#website","url":"https:\/\/www.betaalvereniging.nl\/en\/","name":"Dutch Payments Association","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.betaalvereniging.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"","url":"https:\/\/www.betaalvereniging.nl\/en\/news\/author\/"}]}},"_links":{"self":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/2900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/comments?post=2900"}],"version-history":[{"count":4,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/2900\/revisions"}],"predecessor-version":[{"id":5830,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/2900\/revisions\/5830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media\/2904"}],"wp:attachment":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media?parent=2900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/categories?post=2900"},{"taxonomy":"btv_subject_tax","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/btv_subject_tax?post=2900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}