{"id":2211,"date":"2016-01-24T14:43:00","date_gmt":"2016-01-24T13:43:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=2211"},"modified":"2026-08-07T02:27:51","modified_gmt":"2026-08-07T00:27:51","slug":"strong-growth-electronic-payments-2015","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/strong-growth-electronic-payments-2015\/","title":{"rendered":"Strong growth in electronic payments in 2015"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\">Over the previous year, consumers made more debit card and iDEAL payments than ever before. With the number of debit card payments rising by almost 10.7% and iDEAL payments by nearly a quarter, people in the Netherlands showed their confidence in electronic payments. The Dutch Payments Association expected strong growth in electronic payments to continue in 2016, as contactless debit card payments and iDEAL payments could also be made by mobile phone.<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-omhoog-300x225-1.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Blue bar chart with ascending bars and an ascending arrow above it visualizing growth or increase.\" style=\"object-fit:cover;\" \/><\/figure>\n\n\n<h2 class=\"wp-block-heading\" id=\"record-year-for-debit-card-payments\">Record year for debit card payments<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Consumers in the Netherlands made more debit card payments than ever in 2015. The number reached <a href=\"http:\/\/www.pin.nl\/actueel\/kerncijfers\/\">a new record of 3.225 billion <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (in Dutch), an increase of 10.7% compared with 2014. As in previous years, the strongest growth was in debit card payments between \u20ac0 and \u20ac10. Their number rose to almost 1.3 billion, accounting for 40% of all debit card payments. Within this segment, payments between \u20ac0 and \u20ac2.50 increased by 35% compared with 2014.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"494\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Pinbetalingen-per-bedragreeks-per-jaar-2012-2015-1-768x494-1.png\" alt=\"Chart showing annual debit card payments by transaction amount from 2012 to 2015, with the strongest growth in payments below \u20ac10.\" class=\"wp-image-2212\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Pinbetalingen-per-bedragreeks-per-jaar-2012-2015-1-768x494-1.png 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Pinbetalingen-per-bedragreeks-per-jaar-2012-2015-1-768x494-1-300x193.png 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"contactless-payments\">Contactless payments<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Since their introduction in early 2014, consumers had increasingly made contactless debit card payments. Almost <a href=\"http:\/\/www.pin.nl\/actueel\/kerncijfers\/\">135 million purchases were paid for contactlessly in 2015 <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (in Dutch). More than 15 million contactless debit cards and mobile phones with a payment app were in circulation. Consumers could use them to pay contactlessly at 123,000 payment terminals in the Netherlands, more than one in three.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"380\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloze-pinbetalingen-2015-1.png\" alt=\"Chart showing the strong growth in contactless debit card payments during 2015.\" class=\"wp-image-2213\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloze-pinbetalingen-2015-1.png 637w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloze-pinbetalingen-2015-1-300x179.png 300w\" sizes=\"auto, (max-width: 637px) 100vw, 637px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ideal\">iDEAL<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In 2015, <a href=\"https:\/\/www.ideal.nl\/actueel\/nieuws\/sterke-groei-elektronisch-betalen-in-2015\/\">222 million payments were made with iDEAL <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (in Dutch), an increase of 23.2% compared with 2014. Since its market launch in late 2005, 917.5 million iDEAL payments had been made in total. Increasing smartphone use made an important contribution to this growth. There was also a particular increase in iDEAL payments outside traditional e-commerce, such as donations to charities and the payment of invoices and fines. Interest in iDEAL also grew because customers in the Netherlands could increasingly use it at foreign online shops. At Dutch online shops, iDEAL use continued to rise both in number and as a share of payments. <a href=\"https:\/\/www.ideal.nl\/actueel\/nieuws\/marktaandeel-ideal-opnieuw-gestegen\/\">Research <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (in Dutch) showed that iDEAL\u2019s e-commerce share had risen to 56% by mid-2015, from 54% in 2014.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"debit-card-refunds\">Debit card refunds<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When consumers returned a purchase to a shop, <a href=\"http:\/\/www.pin.nl\/consument\/retourpinnen\/\">Retourpinnen <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (in Dutch) allowed the purchase amount to be refunded directly to their payment account instead of being paid in cash. Since its launch in 2014, more than one million refunds had been made in this way. The average refund amount was \u20ac50.88.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fewer-disruptions-in-payments\">Fewer disruptions in payments<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The banking sector continuously works to improve the reliability and availability of its systems. This had led to a clear decline in the number of disruptions. Between 2011 and 2015, the number of debit card payments increased from 2.3 billion to 3.2 billion. Over the same period, the number of disruptions fell from 13 in 2011 to one in 2015. The <a href=\"https:\/\/beschikbaarheid.ideal.nl\/\">availability of iDEAL <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (in Dutch) for consumers during prime time, from 07:00 to 01:00, remained high in 2015 at an average of 99.7%, within the 99.5% standard.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Debit card payments rose by 10.7% and iDEAL payments by 23.2% in 2015, reflecting strong confidence in electronic payments.<\/p>\n","protected":false},"author":7,"featured_media":948,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20,22],"btv_subject_tax":[5,16,17],"class_list":["post-2211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-press-release","btv_subject_tax-availability-and-disruptions","btv_subject_tax-card-payments","btv_subject_tax-online-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Electronish betalen 2015: Record aantal transacties - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"In 2015 steeg het aantal pinbetalingen met 10,7%. 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