{"id":1925,"date":"2018-05-01T16:19:00","date_gmt":"2018-05-01T14:19:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=1925"},"modified":"2026-08-07T00:44:04","modified_gmt":"2026-08-06T22:44:04","slug":"smartphones-person-to-person-payments","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/","title":{"rendered":"Smartphones increasingly used for person-to-person payments"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\">Cash is still the main payment method between consumers, but person-to-person payments by smartphone are clearly on the rise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compared with 2016, the number of smartphone transfers between family members, friends and acquaintances tripled last year to 96 million transactions. Smartphones now account for 21 per cent of all payments between people who know one another. These findings come from joint research by the Dutch Payments Association and De Nederlandsche Bank into the use of cash and electronic payment methods in the Netherlands in 2017.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"724\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg\" alt=\"Illustration of two people using smartphones to exchange payment for a bicycle, with cash and wallets crossed out.\" class=\"wp-image-1926\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1-300x212.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1-768x543.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Consumers also use smartphones for other person-to-person transfers, including payments related to school and sports activities and donations to charities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At points of sale, the share of cash payments declined further to 41.4 per cent. Debit cards now account for 58.1 per cent of all point-of-sale payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.dnb.nl\/algemeen-nieuws\/nieuws-2018\/nederlanders-gebruiken-steeds-vaker-smartphone-voor-onderlinge-betalingen\/\"><em>Read the full bulletin from De Nederlandsche Bank (in Dutch)\u2026<\/em> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.dnb.nl\/media\/yvsf3mcy\/factsheet-betalen-aan-de-kassa-2017.pdf\"><em>View the full \u2018Point-of-sale payments in 2017\u2019 factsheet (in Dutch)\u2026<\/em> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Person-to-person smartphone transfers tripled to 96 million transactions in 2017, while cash remained the most common way for consumers to pay one another.<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[8,7],"class_list":["post-1925","post","type-post","status-publish","format-standard","hentry","category-news","btv_subject_tax-cash-payments","btv_subject_tax-p2p-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Onderlinge betalingen met smartphones groeien snel - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Met 96 miljoen transacties zijn onderlinge betalingen met smartphones populairder dan ooit. Ontdek de details!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Smartphones increasingly used for person-to-person payments\" \/>\n<meta property=\"og:description\" content=\"Met 96 miljoen transacties zijn onderlinge betalingen met smartphones populairder dan ooit. Ontdek de details!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-01T14:19:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-06T22:44:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"724\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Smartphones increasingly used for person-to-person payments\",\"datePublished\":\"2018-05-01T14:19:00+00:00\",\"dateModified\":\"2026-08-06T22:44:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/\"},\"wordCount\":151,\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/10\\\/1.Marktplaats-1024x724-1.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/\",\"name\":\"Onderlinge betalingen met smartphones groeien snel - Dutch Payments Association\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/10\\\/1.Marktplaats-1024x724-1.jpg\",\"datePublished\":\"2018-05-01T14:19:00+00:00\",\"dateModified\":\"2026-08-06T22:44:04+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"Met 96 miljoen transacties zijn onderlinge betalingen met smartphones populairder dan ooit. Ontdek de details!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/10\\\/1.Marktplaats-1024x724-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/10\\\/1.Marktplaats-1024x724-1.jpg\",\"width\":1024,\"height\":724,\"caption\":\"Cartoon of two Marktplaats users selling and buying a bicycle via direct mobile transfer, without an ATM or cash.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/smartphones-person-to-person-payments\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Smartphones increasingly used for person-to-person payments\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/\",\"name\":\"Dutch Payments Association\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/author\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Onderlinge betalingen met smartphones groeien snel - Dutch Payments Association","description":"Met 96 miljoen transacties zijn onderlinge betalingen met smartphones populairder dan ooit. Ontdek de details!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/","og_locale":"en_US","og_type":"article","og_title":"Smartphones increasingly used for person-to-person payments","og_description":"Met 96 miljoen transacties zijn onderlinge betalingen met smartphones populairder dan ooit. Ontdek de details!","og_url":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/","og_site_name":"Dutch Payments Association","article_published_time":"2018-05-01T14:19:00+00:00","article_modified_time":"2026-08-06T22:44:04+00:00","og_image":[{"width":1024,"height":724,"url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@NLbetalen","twitter_site":"@NLbetalen","twitter_misc":{"Written by":"","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#article","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/"},"author":{"name":"","@id":""},"headline":"Smartphones increasingly used for person-to-person payments","datePublished":"2018-05-01T14:19:00+00:00","dateModified":"2026-08-06T22:44:04+00:00","mainEntityOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/"},"wordCount":151,"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg","articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/","url":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/","name":"Onderlinge betalingen met smartphones groeien snel - Dutch Payments Association","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#primaryimage"},"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg","datePublished":"2018-05-01T14:19:00+00:00","dateModified":"2026-08-06T22:44:04+00:00","author":{"@id":""},"description":"Met 96 miljoen transacties zijn onderlinge betalingen met smartphones populairder dan ooit. Ontdek de details!","breadcrumb":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#primaryimage","url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg","contentUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/1.Marktplaats-1024x724-1.jpg","width":1024,"height":724,"caption":"Cartoon of two Marktplaats users selling and buying a bicycle via direct mobile transfer, without an ATM or cash."},{"@type":"BreadcrumbList","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/smartphones-person-to-person-payments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.betaalvereniging.nl\/en\/"},{"@type":"ListItem","position":2,"name":"Smartphones increasingly used for person-to-person payments"}]},{"@type":"WebSite","@id":"https:\/\/www.betaalvereniging.nl\/en\/#website","url":"https:\/\/www.betaalvereniging.nl\/en\/","name":"Dutch Payments Association","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.betaalvereniging.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"","url":"https:\/\/www.betaalvereniging.nl\/en\/news\/author\/"}]}},"_links":{"self":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/1925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/comments?post=1925"}],"version-history":[{"count":3,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/1925\/revisions"}],"predecessor-version":[{"id":5674,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/1925\/revisions\/5674"}],"wp:attachment":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media?parent=1925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/categories?post=1925"},{"taxonomy":"btv_subject_tax","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/btv_subject_tax?post=1925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}