{"id":1744,"date":"2019-11-26T00:00:00","date_gmt":"2019-11-25T23:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=1744"},"modified":"2026-08-06T23:35:20","modified_gmt":"2026-08-06T21:35:20","slug":"phishing-shifts-text-messages-whatsapp","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/phishing-shifts-text-messages-whatsapp\/","title":{"rendered":"Phishing shifts to text messages and WhatsApp"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\">In the first half of 2019, losses from payments fraud caused by phishing and debit card fraud rose by around one third.<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"334\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2019\/11\/VBNL_bankpasphishing_2230947791.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Stack of payment cards on keyboard being pierced by a fishing hook as a symbol of online fraud and phishing.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2019\/11\/VBNL_bankpasphishing_2230947791.jpg 500w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2019\/11\/VBNL_bankpasphishing_2230947791-300x200.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">In recent months, banks have received a striking number of reports from customers about phishing through mobile messaging services such as text messages, WhatsApp and Messenger. This is shown by the fraud figures from Dutch banks collected and reported by the Dutch Payments Association and the <a href=\"https:\/\/www.nvb.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dutch Banking Association<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>.<br>In recent months, banks\u2019 <a href=\"https:\/\/www.veiligbankieren.nl\/meld-fraude\/\" target=\"_blank\" rel=\"noreferrer noopener\">phishing reporting centres (in Dutch)<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> have received almost twice as many reports about phishing through mobile messaging services as about phishing by email. The attempted fraud often starts on a trading platform such as Marktplaats or Speurders.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-debit-card-fraud-via-text-messages\">Debit card fraud via text messages<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Large numbers of fake text messages are also used to <a href=\"https:\/\/www.veiligbankieren.nl\/online-fraude\/pas-opstuurfraude\/\" target=\"_blank\" rel=\"noreferrer noopener\">trick cardholders into posting their debit card (in Dutch)<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> to a supposed recycling company and entering their PIN on a fake website purporting to belong to their bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Losses from fraud involving debit cards that had been posted, stolen or lost increased in the first half of 2019, from \u20ac2 million in the second half of last year to \u20ac2.59 million in the first half of this year. Fraudsters are increasingly using text messages to deceive cardholders.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-beware-of-links-in-mobile-messages\">Beware of links in mobile messages<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The common thread in <a href=\"https:\/\/www.veiligbankieren.nl\/online-fraude\/phishing\/\" target=\"_blank\" rel=\"noreferrer noopener\">banking fraud via text messages and mobile messaging services (in Dutch)<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> is that victims are lured to a fake website using a pretext and a link. The fake website looks almost identical to that of their own bank or a familiar mobile payment service. Victims are then asked to enter their online banking security codes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the second half of 2018, losses caused by phishing for bank security codes amounted to \u20ac2.36 million. In the first six months of 2019, this had risen to \u20ac3.08 million.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.veiligbankieren.nl\/nieuws\/phishing-sms-whatsapp\/#tips\" target=\"_blank\" rel=\"noreferrer noopener\">How to avoid becoming a victim yourself (in Dutch)\u2026<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">See also: <a href=\"https:\/\/factsheet.betaalvereniging.nl\/en\/#payment-fraud\" target=\"_blank\" rel=\"noreferrer noopener\">Fraud in payments since 2014\u2026<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Phishing is increasingly taking place via text messages and WhatsApp, while losses from phishing and debit card fraud rose by around one third in early 2019.<\/p>\n","protected":false},"author":5,"featured_media":1746,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[10],"class_list":["post-1744","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","btv_subject_tax-digital-identity"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - 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