{"id":1512,"date":"2021-01-26T00:00:00","date_gmt":"2021-01-25T23:00:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=1512"},"modified":"2026-08-06T22:44:57","modified_gmt":"2026-08-06T20:44:57","slug":"roadmap-2021-2023","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/roadmap-2021-2023\/","title":{"rendered":"Roadmap 2021\u20132023"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\">The Dutch Payments Association\u2019s <a href=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/Roadmap-2021-2023-Betaalvereniging-Nederland-voorkant-1.png\" target=\"_blank\" rel=\"noreferrer noopener\">annual roadmap<\/a> has been published. It focuses on the main themes and priorities for payments over the next three years.<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"964\" height=\"682\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/Roadmap-2021-2023-Betaalvereniging-Nederland-voorkant.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Cover image the Dutch Payments Association with nighttime city skyline and light trail on highway, with title &#039;Roadmap 2021\u20132023: Connecting, relevant and driven&#039;.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/Roadmap-2021-2023-Betaalvereniging-Nederland-voorkant.png 964w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/Roadmap-2021-2023-Betaalvereniging-Nederland-voorkant-300x212.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/Roadmap-2021-2023-Betaalvereniging-Nederland-voorkant-768x543.png 768w\" sizes=\"auto, (max-width: 964px) 100vw, 964px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">The Dutch Payments Association regards the roadmap as a guide that charts the course for its future activities and as the basis for its annual plans, which set out specific actions in greater detail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Dutch Payments Association remains committed to efficient, secure, reliable and accessible payments. Dutch payments are shaped to a large extent by international developments. The four main strands of European payments policy, as set out in the European Commission\u2019s <a href=\"https:\/\/ec.europa.eu\/info\/publications\/200924-digital-finance-proposals_en\" target=\"_blank\" rel=\"noreferrer noopener\">Digital Finance Package<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>, are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>More digital payment solutions based on instant payments with pan-European reach<\/li>\n\n\n\n<li>Innovative and competitive retail payments markets<\/li>\n\n\n\n<li>Efficient and interoperable retail payment systems and other supporting infrastructures<\/li>\n\n\n\n<li>Efficient international payments, including remittances<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The Roadmap explains how the Digital Finance Package will affect these themes in the years ahead.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Roadmap also addresses <a href=\"https:\/\/www.dnb.nl\/innovatie-in-betalen-en-bankieren\/wat-u-moet-weten-over-crypto-s\/\" target=\"_blank\" rel=\"noreferrer noopener\">Central Bank Digital Currency<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (CBDC) as a possible substitute for cash, the European Payments Initiative (EPI) for a pan-European payment solution, tokenisation to make payments easier and less susceptible to misuse in more situations and across channels, the reassessment of the use of cash, concerns about the pricing of payment infrastructure, the advance of EMV contactless payments in public transport, and the European standard for the automated, uniform exchange of data in Request to Pay.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Roadmap 2021\u20132023 sets out the Dutch Payments Association\u2019s priorities for secure, efficient, reliable and accessible payments over the next three years.<\/p>\n","protected":false},"author":5,"featured_media":1513,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[56,20,23,21],"btv_subject_tax":[30,16,13,29,19],"class_list":["post-1512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-association-news","category-news","category-publication","category-roadmap","btv_subject_tax-account-to-account-payments","btv_subject_tax-card-payments","btv_subject_tax-european-legislation","btv_subject_tax-market-infrastructure","btv_subject_tax-payment-standards"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - 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