{"id":1506,"date":"2021-02-01T16:21:00","date_gmt":"2021-02-01T15:21:00","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?p=1506"},"modified":"2026-08-06T22:43:41","modified_gmt":"2026-08-06T20:43:41","slug":"availability-banking-services-2019-2020","status":"publish","type":"post","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/","title":{"rendered":"Availability of banking services in 2019 and 2020"},"content":{"rendered":"\n<p class=\"has-intro-font-size wp-block-paragraph\">2020 was an unusual year for several banking services. Due to the COVID-19 crisis, the number of debit card transactions fluctuated considerably.<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"898\" height=\"348\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Bar chart &#039;Availability of banking services in 2019 and 2020&#039; with availability for each service around 99.8\u2013100%. The bars show minimal differences between 2019 and 2020 for debit card payment chain, internet banking, mobile banking and iDEAL for consumer and corporate banks. All services remain available almost continuously, with slight increases for internet and mobile banking and a small decrease for iDEAL for corporate banks.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png 898w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020-300x116.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020-768x298.png 768w\" sizes=\"auto, (max-width: 898px) 100vw, 898px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">Over the full year, the total number of transactions nevertheless grew slightly, by 3.3%. Availability of the payment service remained high at 99.89%. There were two major outages, half the number recorded in 2019. One outage was caused by the transaction processor, while the other involved problems at the interface between the telecoms provider and the retail network.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ddos-attacks\">DDoS attacks<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The&nbsp;<a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/availability-and-disruptions\/is-my-bank-available-online\/\">availability of internet banking and mobile banking<\/a>&nbsp;(banking via an app) was clearly better in 2020 than in 2019. DDoS attacks on banking systems are a major source of disruption, and they were more severe in 2020 than in the previous year. Banks took both collective and individual measures to counter them. Individually, all banks contracted external DDoS mitigation service providers, enabling them to mitigate DDoS attacks after a short time. Collectively, banks and the Dutch Payments Association made agreements with the telecoms sector, government bodies and other parties in the&nbsp;<a href=\"https:\/\/www.nomoreddos.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">Anti-DDoS Coalition<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>. In this public-private partnership of 17 parties, agreements were made on sharing knowledge and experience. Although DDoS attacks remain a serious threat to banking services, the measures taken appear to be effective, as shown by the increased availability of internet and mobile banking. The duration of major outages caused by DDoS attacks also declined.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ideal-above-the-standard\">iDEAL above the standard<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Use of&nbsp;<a href=\"https:\/\/www.ideal.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\">iDEAL<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>&nbsp;grew by more than 30% in 2020. Despite this exceptionally strong and higher-than-expected growth, iDEAL\u2019s availability remained above the statutory standard of 99.88% during prime time almost throughout the year. Banks and transaction processors invested in infrastructure in good time to accommodate the rapid growth. The anti-DDoS measures mentioned above also contributed to iDEAL\u2019s high availability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The chart below shows the availability of these banking services in 2019 and 2020:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"898\" height=\"348\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png\" alt=\"Chart comparing the availability of debit card payments, iDEAL, internet banking and mobile banking in 2019 and 2020\" class=\"wp-image-1507\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png 898w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020-300x116.png 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020-768x298.png 768w\" sizes=\"auto, (max-width: 898px) 100vw, 898px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The availability of internet banking, mobile banking, debit card payments and iDEAL remained high in 2020 despite strong growth and severe DDoS attacks.<\/p>\n","protected":false},"author":4,"featured_media":1507,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[20],"btv_subject_tax":[5,17],"class_list":["post-1506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","btv_subject_tax-availability-and-disruptions","btv_subject_tax-online-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Availability of banking services in 2019 and 2020 - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"De beschikbaarheid van Internetbankieren en Mobiel bankieren (bankieren via de app) was in 2020 duidelijk beter dan in 2019.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Availability of banking services in 2019 and 2020\" \/>\n<meta property=\"og:description\" content=\"De beschikbaarheid van Internetbankieren en Mobiel bankieren (bankieren via de app) was in 2020 duidelijk beter dan in 2019.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-01T15:21:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-06T20:43:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png\" \/>\n\t<meta property=\"og:image:width\" content=\"898\" \/>\n\t<meta property=\"og:image:height\" content=\"348\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Availability of banking services in 2019 and 2020\",\"datePublished\":\"2021-02-01T15:21:00+00:00\",\"dateModified\":\"2026-08-06T20:43:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/\"},\"wordCount\":307,\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/09\\\/grafiek-beschikbaarheid-diensten-2019-2020.png\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/\",\"name\":\"Availability of banking services in 2019 and 2020 - Dutch Payments Association\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/09\\\/grafiek-beschikbaarheid-diensten-2019-2020.png\",\"datePublished\":\"2021-02-01T15:21:00+00:00\",\"dateModified\":\"2026-08-06T20:43:41+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"De beschikbaarheid van Internetbankieren en Mobiel bankieren (bankieren via de app) was in 2020 duidelijk beter dan in 2019.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/09\\\/grafiek-beschikbaarheid-diensten-2019-2020.png\",\"contentUrl\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2025\\\/09\\\/grafiek-beschikbaarheid-diensten-2019-2020.png\",\"width\":898,\"height\":348,\"caption\":\"Bar chart 'Availability of banking services in 2019 and 2020' with availability for each service around 99.8\u2013100%. The bars show minimal differences between 2019 and 2020 for debit card payment chain, internet banking, mobile banking and iDEAL for consumer and corporate banks. All services remain available almost continuously, with slight increases for internet and mobile banking and a small decrease for iDEAL for corporate banks.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/availability-banking-services-2019-2020\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Availability of banking services in 2019 and 2020\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/\",\"name\":\"Dutch Payments Association\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\\\/\\\/www.betaalvereniging.nl\\\/en\\\/news\\\/author\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Availability of banking services in 2019 and 2020 - Dutch Payments Association","description":"De beschikbaarheid van Internetbankieren en Mobiel bankieren (bankieren via de app) was in 2020 duidelijk beter dan in 2019.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/","og_locale":"en_US","og_type":"article","og_title":"Availability of banking services in 2019 and 2020","og_description":"De beschikbaarheid van Internetbankieren en Mobiel bankieren (bankieren via de app) was in 2020 duidelijk beter dan in 2019.","og_url":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/","og_site_name":"Dutch Payments Association","article_published_time":"2021-02-01T15:21:00+00:00","article_modified_time":"2026-08-06T20:43:41+00:00","og_image":[{"width":898,"height":348,"url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_creator":"@NLbetalen","twitter_site":"@NLbetalen","twitter_misc":{"Written by":"","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#article","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/"},"author":{"name":"","@id":""},"headline":"Availability of banking services in 2019 and 2020","datePublished":"2021-02-01T15:21:00+00:00","dateModified":"2026-08-06T20:43:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/"},"wordCount":307,"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png","articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/","url":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/","name":"Availability of banking services in 2019 and 2020 - Dutch Payments Association","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#primaryimage"},"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png","datePublished":"2021-02-01T15:21:00+00:00","dateModified":"2026-08-06T20:43:41+00:00","author":{"@id":""},"description":"De beschikbaarheid van Internetbankieren en Mobiel bankieren (bankieren via de app) was in 2020 duidelijk beter dan in 2019.","breadcrumb":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#primaryimage","url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png","contentUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/grafiek-beschikbaarheid-diensten-2019-2020.png","width":898,"height":348,"caption":"Bar chart 'Availability of banking services in 2019 and 2020' with availability for each service around 99.8\u2013100%. The bars show minimal differences between 2019 and 2020 for debit card payment chain, internet banking, mobile banking and iDEAL for consumer and corporate banks. All services remain available almost continuously, with slight increases for internet and mobile banking and a small decrease for iDEAL for corporate banks."},{"@type":"BreadcrumbList","@id":"https:\/\/www.betaalvereniging.nl\/en\/news\/availability-banking-services-2019-2020\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.betaalvereniging.nl\/en\/"},{"@type":"ListItem","position":2,"name":"Availability of banking services in 2019 and 2020"}]},{"@type":"WebSite","@id":"https:\/\/www.betaalvereniging.nl\/en\/#website","url":"https:\/\/www.betaalvereniging.nl\/en\/","name":"Dutch Payments Association","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.betaalvereniging.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"","url":"https:\/\/www.betaalvereniging.nl\/en\/news\/author\/"}]}},"_links":{"self":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/1506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/comments?post=1506"}],"version-history":[{"count":4,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/1506\/revisions"}],"predecessor-version":[{"id":5590,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/posts\/1506\/revisions\/5590"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media\/1507"}],"wp:attachment":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media?parent=1506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/categories?post=1506"},{"taxonomy":"btv_subject_tax","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/btv_subject_tax?post=1506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}