{"id":4179,"date":"2026-01-22T11:06:49","date_gmt":"2026-01-22T10:06:49","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?page_id=4179"},"modified":"2026-03-11T14:26:12","modified_gmt":"2026-03-11T13:26:12","slug":"publications","status":"publish","type":"page","link":"https:\/\/www.betaalvereniging.nl\/en\/news\/publications\/","title":{"rendered":"Publications"},"content":{"rendered":"\n\t<div data-name=\"acf\/hero\" class=\"alignfull mt-0\">\n\t\t<div data-component=\"hero-image-square\" class=\"bg-ocean-50\">\n\t<div class=\"flex flex-col items-center py-8 md:py-12 gap-8 md:gap-16 lg:gap-24 ll-container md:flex-row\">\n\t\t<div class=\"w-full space-y-4 \">\n\t\t\t<h1 class=\"text-xl sm:text-2xl font-normal lg:text-3xl\">Publications<\/h1>\n\n\t\t\t\t\t\t\t<div class=\"space-y-10\">\n\t\t\t\t\t<div class=\"text-lg\">\n\t\t\t\t\t\t<p>This page contains documents that you can download. Here you will find reports, studies, and other documents, including information about developments in payments and the activities of the Dutch Payments Association.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"relative -translate-x-[5%] aspect-552\/480 w-[80%] max-w-[306px] md:max-w-[266px] lg:max-w-[294px]\">\n\t\t\t\t<div class=\"relative w-full h-full overflow-hidden image:absolute image:h-full image:w-full image:object-cover image:mask-hexagon\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-1024x1024.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"eager\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-1024x1024.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-300x300.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-150x150.jpg 150w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-768x768.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-1536x1536.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2026\/03\/Jonge-vrouw-in-witte-kleding-leest-een-witte-krant_2345x2345_333746360-2048x2048.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"absolute right-0 top-0 w-auto h-full translate-x-[20%] svg:h-full svg:w-auto\" aria-hidden=\"true\">\n\t\t\t\t\t<svg aria-hidden=\"true\" width=\"263\" height=\"480\" viewBox=\"0 0 263 480\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"0.8\" d=\"M108.671 0.337891C118.22 0.337891 130.762 7.5647 135.698 15.7659L259.419 224.775C264.194 232.895 264.194 247.105 259.419 255.225L135.698 464.234C130.843 472.435 118.22 479.662 108.671 479.662H0L141.928 240.122L0.404557 0.337891H108.59H108.671Z\" fill=\"url(#paint0_linear_6455_12637)\"\/>\n<defs>\n<linearGradient id=\"paint0_linear_6455_12637\" x1=\"57.5093\" y1=\"0.337898\" x2=\"361.898\" y2=\"138.726\" gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#CFFDC0\"\/>\n<stop offset=\"1\" stop-color=\"#6FB6E3\"\/>\n<\/linearGradient>\n<\/defs>\n<\/svg>\n\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/downloads\" >\n\t\t<div class=\"space-y-4\">\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-xl font-normal md:text-2xl\">All downloads<\/h2>\n\t\t\t\n\t\t\t<ul class=\"space-y-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3826\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tFLOR accounts overview &#8211; RTGS accounts credit institutions\n\t\t\t<span>[pdf, 208.59 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2026-03-17\">17 March 2026<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3828\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA BIC Overview\n\t\t\t<span>[xlsx, 42.84 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-12-09\">9 December 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3830\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tBIC table for G accounts\n\t\t\t<span>[xlsx, 18.46 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-09-01\">1 September 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/136\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tThuiswinkel Markt Monitor Q1 2025 (in Dutch)\n\t\t\t<span>[pdf, 325.92 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-07-21\">21 July 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3812\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tAccessible Banking Monitor (in Dutch)\n\t\t\t<span>[pdf, 1.54 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-05-13\">13 May 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3816\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tPaying at the counter 2024 (in Dutch)\n\t\t\t<span>[pdf, 720.92 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-04-01\">1 April 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4967\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2025-2027 (in Dutch)\n\t\t\t<span>[pdf, 3.61 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-03-11\">11 March 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3783\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tOver-the-counter payment transaction costs 2023 (in Dutch)\n\t\t\t<span>[pdf, 1.63 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-11-15\">15 November 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/186\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tStep-by-step plan for starting with standard SEPA direct debit &#8211; for new direct debit collectors (in Dutch)\n\t\t\t<span>[pdf, 542.57 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-10-29\">29 October 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3836\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tTips for an optimal online checkout (in Dutch)\n\t\t\t<span>[pdf, 4.30 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-10-21\">21 October 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3578\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA direct debit \u2013 one-time authorization \u2013 traffic light forms (ZIP file) (in Dutch)\n\t\t\t<span>[zip, 847.42 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-07-01\">1 July 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3575\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA direct debit \u2013 recurring payment authorization \u2013 traffic light forms (ZIP file) (in Dutch)\n\t\t\t<span>[zip, 992.04 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-07-01\">1 July 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3584\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tExample traffic light forms for one-time SEPA direct debit (in Dutch)\n\t\t\t<span>[pdf, 144.78 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-07-01\">1 July 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3569\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSample traffic light cards for recurring SEPA direct debits (in Dutch)\n\t\t\t<span>[png, 321.52 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-07-01\">1 July 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3572\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tExample traffic light forms for one-off standard SEPA European direct debit (in Dutch)\n\t\t\t<span>[png, 308.88 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-07-01\">1 July 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3581\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tExamples of traffic light forms for the recurring SEPA European direct debit (in Dutch)\n\t\t\t<span>[pdf, 107.77 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-07-01\">1 July 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4969\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2024-2026 (in Dutch)\n\t\t\t<span>[pdf, 3.77 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2024-03-07\">7 March 2024<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4177\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tVisiedocument Toonbankbetalingsverkeer 2023 (in Dutch)\n\t\t\t<span>[pdf, 1.46 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2023-10-10\">10 October 2023<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3786\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tAddendum bij Convenant Contant Geld (in Dutch)\n\t\t\t<span>[pdf, 127.89 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2013-06-12\">12 June 2013<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4971\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2023-2025 (in Dutch)\n\t\t\t<span>[pdf, 4.96 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2023-03-17\">17 March 2023<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3867\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA Credit Transfer Customer-to-Bank Implementation Guidelines for the Netherlands\n\t\t\t<span>[pdf, 265.11 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2022-11-01\">1 November 2022<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3869\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA Direct Debit Initiation Customer-to-Bank Implementation Guidelines for The Netherlands\n\t\t\t<span>[pdf, 286.53 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2022-11-01\">1 November 2022<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4974\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2022-2024 (in Dutch)\n\t\t\t<span>[pdf, 4.50 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2022-04-22\">22 April 2022<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4976\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2021-2023 (in Dutch)\n\t\t\t<span>[pdf, 5.52 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2021-01-26\">26 January 2021<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4978\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2020-2022 (in Dutch)\n\t\t\t<span>[pdf, 4.42 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-12-23\">23 December 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3566\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA Direct Debit refunded by consumer, afterwards (in Dutch)\n\t\t\t<span>[pdf, 6.43 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-10-31\">31 October 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3563\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA Direct Debit failed: causes on the consumer side (in Dutch)\n\t\t\t<span>[pdf, 6.80 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-10-31\">31 October 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3560\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tSEPA Direct Debit failed or refunded by consumer: consequences for the creditor (in Dutch)\n\t\t\t<span>[pdf, 9.54 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-10-31\">31 October 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3557\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tComplete overview of standard SEPA direct debit (in Dutch)\n\t\t\t<span>[pdf, 7.84 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-10-31\">31 October 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3871\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tReason codes for European direct debits; information for collectors (in Dutch)\n\t\t\t<span>[pdf, 281.04 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-07-01\">1 July 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4980\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2019-2021 (in Dutch)\n\t\t\t<span>[pdf, 4.45 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2019-03-19\">19 March 2019<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4982\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2018-2020 (in Dutch)\n\t\t\t<span>[pdf, 1.28 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2018-02-22\">22 February 2018<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/4984\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tRoadmap 2017-2019 (in Dutch)\n\t\t\t<span>[pdf, 1.77 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2017-06-08\">8 June 2017<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3874\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tXML message for Bank to Customer Statement (camt.053) Implementation Guidelines for the Netherlands v2.0\n\t\t\t<span>[pdf, 4.12 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2013-10-01\">1 October 2013<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3872\/?tmstv=1776773223\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tXML message for Bank to Customer Statement (camt.053) Implementation Guidelines for the Netherlands v1.1\n\t\t\t<span>[pdf, 5.01 MB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2013-10-01\">1 October 2013<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":4820,"parent":24,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"btv_subject_tax":[],"class_list":["post-4179","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Publications - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Download publications of the Dutch Payments Association, including SEPA guides, reports and studies on payments developments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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