{"id":9,"date":"2026-01-03T07:56:20","date_gmt":"2026-01-03T06:56:20","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?post_type=btv_wiki&#038;p=9"},"modified":"2026-02-26T22:09:54","modified_gmt":"2026-02-26T21:09:54","slug":"p2p-payments","status":"publish","type":"btv_wiki","link":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/","title":{"rendered":"P2P payments"},"content":{"rendered":"\n\t<div data-name=\"acf\/introduction\" >\n\t\t\t\t<div class=\"flex flex-col w-full border border-ocean-300 text-base-500\">\n\t\t\t\t\t\t\t<div class=\"flex flex-col p-6 md:p-8 gap-2 border-t border-t-ocean-300 first:border-t-0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"svg:h-8 svg:w-auto md:svg:h-10\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_6455_11572)\">\n<path d=\"M20 28.75C23.4518 28.75 26.25 25.9518 26.25 22.5C26.25 19.0482 23.4518 16.25 20 16.25C16.5482 16.25 13.75 19.0482 13.75 22.5C13.75 25.9518 16.5482 28.75 20 28.75Z\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M11.25 33.75C12.1473 32.2273 13.4265 30.9651 14.9611 30.0882C16.4957 29.2112 18.2325 28.75 20 28.75C21.7675 28.75 23.5043 29.2112 25.0389 30.0882C26.5735 30.9651 27.8527 32.2273 28.75 33.75\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M25.625 11.3361C26.0131 10.6329 26.5648 10.0335 27.2336 9.58872C27.9023 9.14392 28.6684 8.86677 29.467 8.78073C30.2655 8.69469 31.073 8.80228 31.8212 9.0944C32.5693 9.38652 33.2361 9.85458 33.7651 10.459C34.294 11.0633 34.6696 11.7863 34.8601 12.5665C35.0505 13.3468 35.0501 14.1614 34.859 14.9416C34.6679 15.7217 34.2917 16.4442 33.7623 17.0482C33.2328 17.6521 32.5656 18.1196 31.8172 18.4111C34.0563 18.8954 36.175 20.7298 37.5047 22.5001\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M2.5 22.4995C3.82969 20.7292 5.94688 18.8948 8.1875 18.4105C7.43836 18.1198 6.77031 17.6529 6.23994 17.0492C5.70957 16.4456 5.3325 15.723 5.14067 14.9426C4.94885 14.1623 4.94791 13.3473 5.13795 12.5665C5.328 11.7858 5.70341 11.0623 6.2324 10.4574C6.76139 9.85258 7.42837 9.38412 8.17684 9.09174C8.92532 8.79937 9.73323 8.69169 10.5321 8.77784C11.3311 8.86399 12.0975 9.14142 12.7664 9.58663C13.4353 10.0318 13.9871 10.6317 14.375 11.3355\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/g>\n<defs>\n<\/defs>\n<\/svg>\n\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"font-bold text-md md:text-lg\">Recent developments in society<\/h3>\n\t\t\t\t\t<div class=\"ll-wysiwyg\">\n\t\t\t\t\t\t<ul>\n<li>Whereas peer-to-peer payments used to be mainly made in cash, they are now often made electronically. In 2024, <b>64% of all peer-to-peer payments were made electronically<\/b>.<\/li>\n<li>In 2024, the total value of all peer-to-peer payments amounted to approximately <b>\u20ac29 billion<\/b>, of which more than <b>\u20ac20 billion<\/b> was transferred digitally.<\/li>\n<li>Electronic peer-to-peer payments continue to increase, partly thanks to the convenience of request-to-pay functions via mobile apps. With just a few clicks, users can <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/request-to-pay\/\">send a request-to-pay message<\/a> via mobile messaging services, email, or SMS.<\/li>\n<li>These mobile apps also offer the option of <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/qr-codes-for-payments\/\">using a <b>QR code<\/b><\/a> for easy peer-to-peer payments between people who do not know each other&#8217;s mobile number or email address.<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"flex flex-col p-6 md:p-8 gap-2 border-t border-t-ocean-300 first:border-t-0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"svg:h-8 svg:w-auto md:svg:h-10\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_6455_11582)\">\n<path d=\"M31.25 35C33.3211 35 35 33.3211 35 31.25C35 29.1789 33.3211 27.5 31.25 27.5C29.1789 27.5 27.5 29.1789 27.5 31.25C27.5 33.3211 29.1789 35 31.25 35Z\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M11.25 8.75H26.25C27.5761 8.75 28.8479 9.27678 29.7855 10.2145C30.7232 11.1521 31.25 12.4239 31.25 13.75C31.25 15.0761 30.7232 16.3479 29.7855 17.2855C28.8479 18.2232 27.5761 18.75 26.25 18.75H11.25C9.5924 18.75 8.00269 19.4085 6.83058 20.5806C5.65848 21.7527 5 23.3424 5 25C5 26.6576 5.65848 28.2473 6.83058 29.4194C8.00269 30.5915 9.5924 31.25 11.25 31.25H27.5\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/g>\n<defs>\n<\/defs>\n<\/svg>\n\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"font-bold text-md md:text-lg\">Role of the Dutch Payments Association<\/h3>\n\t\t\t\t\t<div class=\"ll-wysiwyg\">\n\t\t\t\t\t\t<p>The Dutch Payments Association plays an active role in <b>monitoring and promoting reliable, easy, and efficient peer-to-peer payments<\/b>. We collect and analyze (anonymous) data on the use of P2P payments, we collaborate with banks and fintechs on innovations, and we are committed to inclusion, so that everyone can make easy and reliable digital payments to each other.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"flex flex-col p-6 md:p-8 gap-2 border-t border-t-ocean-300 first:border-t-0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"svg:h-8 svg:w-auto md:svg:h-10\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_6455_11590)\">\n<path d=\"M20 20L35 5\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M30.6059 9.39374C27.9907 6.78136 24.5023 5.22759 20.811 5.03099C17.1197 4.8344 13.486 6.00885 10.6081 8.32867C7.7302 10.6485 5.81109 13.95 5.21956 17.5989C4.62802 21.2477 5.40579 24.9865 7.40342 28.0967C9.40104 31.2069 12.4776 33.4692 16.0419 34.4489C19.6062 35.4285 23.4068 35.0564 26.7134 33.404C30.0201 31.7517 32.5994 28.9356 33.9559 25.497C35.3123 22.0584 35.3502 18.2398 34.0621 14.775\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M25.3027 14.6971C24.1211 13.5157 22.5787 12.7627 20.9204 12.5577C19.262 12.3526 17.5827 12.7072 16.1489 13.5652C14.715 14.4233 13.6088 15.7355 13.0056 17.2938C12.4025 18.8522 12.337 20.5672 12.8196 22.167C13.3022 23.7668 14.3052 25.1596 15.6694 26.1244C17.0337 27.0892 18.6811 27.5708 20.3502 27.4928C22.0193 27.4148 23.6146 26.7816 24.8829 25.6937C26.1512 24.6058 27.0199 23.1255 27.3512 21.4877\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/g>\n<defs>\n<\/defs>\n<\/svg>\n\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"font-bold text-md md:text-lg\">Our vision for the future<\/h3>\n\t\t\t\t\t<div class=\"ll-wysiwyg\">\n\t\t\t\t\t\t<p>With the introduction of European regulations, such as the <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/european-legislation\/instant-payments-regulation\/\"><b>Instant Payments Regulation<\/b><\/a>, and the further development of <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/online-payments\/ideal-wero\/\"><b>Wero<\/b><\/a> (the successor to iDEAL) and the <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/european-legislation\/digital-euro\/\">digital euro<\/a>, the landscape of peer-to-peer payments will continue to change in the coming years. The Dutch Payments Association is monitoring these developments for its members and stakeholders <b>with a view to ensuring accessible and future-proof<\/b> peer-to-peer payments.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/data-pairs\" class=\"align\" >\n\t\t<div class=\"\">\n\t\t\t<div class=\"@container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"mb-4 md:mb-8 text-xl md:text-2xl w-full @5xl:text-center\">Facts and figures<\/h2>\n\t\t\t\t\t\t\t\t<ul class=\"items-stretch grid grid-cols-1 gap-4 @2xl:gap-12 gap-y-8 @5xl:gap-y-12 @xl:grid-cols-2 @2xl:grid-cols-3 @4xl:text-zoom-lg:grid-cols-2 \">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container w-full\">\n\t\t\t\t\t\t\t<div class=\"flex w-full flex-col gap-4 h-full text-center justify-between @xl:flex-row @xl:gap-8\">\n\t<div class=\"w-[80%] max-w-[240px] @xl:max-w-[188px] @4xl:max-w-[344px] mx-auto flex items-center\">\n\t\t<div class=\"w-full relative aspect-square\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"text-xl bg-ocean-50 w-full h-full absolute top-1\/2 left-1\/2 -translate-1\/2 rounded-full flex flex-wrap gap-1 items-center justify-center text-center\"\n\t\t\t\t\t  aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69dea1b40ebb9\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:614}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t614\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">million<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t<div class=\"flex flex-col gap-2 grow h-full justify-center @xl:items-start @4xl:text-md\">\n\t\t\t<div class=\"sr-only\">\n\t\t\t\t614million \t\t\t\tIn 2024, a total of 614 million peer-to-peer payments were made in the Netherlands \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"text-sm @sm:text-base\">\n\t\t\t\t\tIn 2024, a total of 614 million peer-to-peer payments were made in the Netherlands\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container w-full\">\n\t\t\t\t\t\t\t<div class=\"flex w-full flex-col gap-4 h-full text-center justify-between @xl:flex-row @xl:gap-8\">\n\t<div class=\"w-[80%] max-w-[240px] @xl:max-w-[188px] @4xl:max-w-[344px] mx-auto flex items-center\">\n\t\t<div class=\"w-full relative aspect-square\">\n\t\t\t\t\t<div class=\"w-full h-full absolute top-1\/2 left-1\/2 -translate-1\/2 rounded-full\n\t\t\t\tbefore:absolute before:top-1\/2 before:left-1\/2 before:-translate-1\/2 before:w-[90%] before:h-[90%] before:bg-ocean-50 before:rounded-full before:-z-10\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg class=\"-translate-1\/2 absolute left-1\/2 top-1\/2 w-full h-full\" width=\"120\" height=\"120\" viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n\t\t\t\t\t\t<circle\n\t\t\t\t\t\t\tclass=\"stroke-ocean-500\"\n\t\t\t\t\t\t\tcx=\"60\"\n\t\t\t\t\t\t\tcy=\"60\"\n\t\t\t\t\t\t\tr=\"54\"\n\t\t\t\t\t\t\tstroke-width=\"0.6rem\"\n\t\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\t\tstroke-linecap=\"round\"\n\t\t\t\t\t\t\tstroke-dasharray=\"339.292\"\n\t\t\t\t\t\t\tstroke-dashoffset=\"339.292\"\n\t\t\t\t\t\t\ttransform=\"rotate(-90 60 60)\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<animate\n\t\t\t\t\t\t\tattributeName=\"stroke-dashoffset\"\n\t\t\t\t\t\t\tfrom=\"339.292\"\n\t\t\t\t\t\t\tto=\"122.14512\"\n\t\t\t\t\t\t\tdur=\"1.5s\"\n\t\t\t\t\t\t\tfill=\"freeze\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t<\/circle>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"absolute left-1\/2 top-1\/2 -translate-1\/2 text-2xl text-base-500 @sm:text-3xl @xl:text-2xl\" aria-hidden=\"true\">\n\t\t\t\t\t\n\t\t\t\t\t\t<span id=\"counter-69dea1b40ebfd\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:&quot;64&quot;}\">\n\t\t\t\t\t\t\t64\n\t\t\t\t\t\t<\/span>%\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t<div class=\"flex flex-col gap-2 grow h-full justify-center @xl:items-start @4xl:text-md\">\n\t\t\t<div class=\"sr-only\">\n\t\t\t\t64% \t\t\t\tOf all peer-to-peer payments in 2024, 64% were made electronically, for example via online banking or mobile apps \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"text-sm @sm:text-base\">\n\t\t\t\t\tOf all peer-to-peer payments in 2024, 64% were made electronically, for example via online banking or mobile apps\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container w-full\">\n\t\t\t\t\t\t\t<div class=\"flex w-full flex-col gap-4 h-full text-center justify-between @xl:flex-row @xl:gap-8\">\n\t<div class=\"w-[80%] max-w-[240px] @xl:max-w-[188px] @4xl:max-w-[344px] mx-auto flex items-center\">\n\t\t<div class=\"w-full relative aspect-square\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"text-lg bg-ocean-50 w-full h-full absolute top-1\/2 left-1\/2 -translate-1\/2 rounded-full flex flex-wrap gap-1 items-center justify-center text-center\"\n\t\t\t\t\t  aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">\u20ac<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69dea1b40ec21\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:29}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t29\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"-ml-[0.2em] -mr-[0.2em] inline-block\">.<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69dea1b40ec32\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:2}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t2\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">billion<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t<div class=\"flex flex-col gap-2 grow h-full justify-center @xl:items-start @4xl:text-md\">\n\t\t\t<div class=\"sr-only\">\n\t\t\t\t\u20ac29.2billion \t\t\t\tThe total value of all peer-to-peer payments amounted to \u20ac29.2 billion in 2024 \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"text-sm @sm:text-base\">\n\t\t\t\t\tThe total value of all peer-to-peer payments amounted to \u20ac29.2 billion in 2024\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/posts\" class=\"align\" >\n\t\t<div class=\"\">\n\n\t\t\t\n\t\t\t<div class=\"space-y-4 @container\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"mb-4 text-xl md:text-2xl break-words\">Latest news<\/h2>\n\t\t\t\t\n\t\t\t\t<ul class=\"items-stretch grid-cols-1 gap-8   grid\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col @5xl:flex-row \">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full @5xl:w-1\/2 @5xl:h-full\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"680\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-300x204.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-768x522.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full  @5xl:w-1\/2\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl \">\n\t\t\t\t\t\t\t\t\tDNB presents &#8216;Payments Strategy&#8217; until 2028\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAvailability and disruptions\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-10\">10 March 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"order-3\">\n\t\t\t\t\tThe pillars underpinning DNB&#8217;s strategy are greater European autonomy and stronger resilience in payment transactions, and promoting innovation in the payments market.\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div>\n\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;news&#x2F;dnb-payments-strategy&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRead article\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 hidden\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform @6xl:w-1\/2 @6xl:m-0 @6xl:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"680\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-300x204.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-768x522.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow @4xl:p-10 @6xl:w-1\/2\">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline @6xl:text-xl\">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-strategy\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tDNB presents &#8216;Payments Strategy&#8217; until 2028\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAvailability and disruptions\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-10\">10 March 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"order-3 hidden relative z-2 @6xl:block\">\n\t\t\t\t\tThe pillars underpinning DNB&#8217;s strategy are greater European autonomy and stronger resilience in payment transactions, and promoting innovation in the payments market.\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/posts\" class=\"align\" >\n\t\t<div class=\"\">\n\n\t\t\t\t\t\t\t<h2 class=\"sr-only\">A list of articles<\/h2>\n\t\t\t\n\t\t\t<div class=\"space-y-4 @container\">\n\n\t\t\t\t\n\t\t\t\t<ul class=\"items-stretch grid-cols-1 gap-8   grid\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col @5xl:flex-row \">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full @5xl:w-1\/2 @5xl:h-full\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full  @5xl:w-1\/2\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl \">\n\t\t\t\t\t\t\t\t\tScams tap into migration of iDEAL to Wero\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tOnline payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-02-24\">24 February 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"order-3\">\n\t\t\t\t\tYou don&#8217;t need to do anything yourself to continue paying with iDEAL or Wero. Messages, warnings and calls claiming otherwise are scams.\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div>\n\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;news&#x2F;scams-migration-ideal-wero&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRead article\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 hidden\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform @6xl:w-1\/2 @6xl:m-0 @6xl:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/shutterstock-phishing-221248327.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow @4xl:p-10 @6xl:w-1\/2\">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline @6xl:text-xl\">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/scams-migration-ideal-wero\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tScams tap into migration of iDEAL to Wero\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tOnline payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-02-24\">24 February 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"order-3 hidden relative z-2 @6xl:block\">\n\t\t\t\t\tYou don&#8217;t need to do anything yourself to continue paying with iDEAL or Wero. Messages, warnings and calls claiming otherwise are scams.\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t\t\t<div class=\"flex justify-end\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"link\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] min-w-[52px] md:min-w-[60px] min-h-0 md:min-h-0 px-0 md:px-0 pt-2 pb-1 border-b-2 font-bold border-b-transparent text-base-500 hocus:border-b-current\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;news&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\taria-label=\"View&#x20;all&#x20;articles&#x3A;&#x20;See&#x20;all&#x20;the&#x20;news\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tSee all the news\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/faq\" >\n\t\t<div class=\"space-y-4\">\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-xl md:text-2xl break-words\">Frequently asked questions<\/h2>\n\t\t\t\n\t\t\t\n<ul data-component=\"accordion\" class=\"flex flex-col gap-2\">\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat is the Dutch Payments Association doing in this area?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>The Dutch Payments Association promotes secure, accessible, and efficient peer-to-peer payments. We work together with banks, fintechs, and policymakers to promote innovation and ensure that everyone\u2014regardless of age or digital skills\u2014can participate.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhy do some people still use cash?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>Although electronic payments are becoming increasingly popular, some people\u2014such as the elderly or those on lower incomes\u2014prefer to use cash. This may be due to habit, trust, or limited access to digital resources.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tHow does paying with a QR code work?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>A QR code contains all payment details, such as the amount and the recipient&#8217;s IBAN. You scan the code with your banking app, check the details, and confirm the payment. This prevents input errors and speeds up the process.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat if I accidentally transfer the wrong amount?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>If you make a mistake when making a payment, you can ask the recipient to refund the amount. Banks can mediate in some cases, but in the case of voluntary payments, recovery is not guaranteed.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tIs it safe to pay via a request-to-pay?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>Yes, as long as you use reliable apps and banking environments. Always make sure you recognize the request and check the name of the recipient. Don&#8217;t just click on links in unknown messages.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat types of peer-to-peer payments are there?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>There are various ways to make peer-to-peer payments:<\/p>\n<ul>\n<li><b>Mobile requests-to-pay <\/b>via apps such as Tikkie, Bunq, or your banking app.<\/li>\n<li><b>QR code payments<\/b>, where you scan a code to pay immediately.<\/li>\n<li><b>Direct transfers <\/b>via mobile or internet banking.<\/li>\n<li><b>Cash payments<\/b>, especially for small amounts.<\/li>\n<\/ul>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat are peer-to-peer payments?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>Peer-to-peer payments are money transactions between consumers. Examples include refunding a movie ticket, splitting a restaurant bill, or transferring a contribution for a gift. These payments can be made in cash, electronically, or via a request-to-pay.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t<\/ul>\n\n\t\t\t\t\t\t\t<div class=\"flex justify-end\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"link\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] min-w-[52px] md:min-w-[60px] min-h-0 md:min-h-0 px-0 md:px-0 pt-2 pb-1 border-b-2 font-bold border-b-transparent text-base-500 hocus:border-b-current\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;contact&#x2F;frequently-asked-questions&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\taria-label=\"View&#x20;all&#x20;articles&#x3A;&#x20;Browse&#x20;all&#x20;frequently&#x20;asked&#x20;questions\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tBrowse all frequently asked questions\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/downloads\" >\n\t\t<div class=\"space-y-4\">\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-xl font-normal md:text-2xl\">Downloads<\/h2>\n\t\t\t\n\t\t\t<ul class=\"space-y-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t<div data-component=\"teaser-download\" class=\"relative flex flex-col @md:flex-row @md:items-center w-full gap-2 @md:gap-6 p-6 md:p-8 bg-ocean-50 hocus:bg-ocean-100 transition-colors @md:text-md\">\n\t<div>\n\t\t<span class=\"icon-inline svg:h-6 svg:w-auto @md:svg:h-auto\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"currentColor\" viewBox=\"0 0 256 256\"><path d=\"M228,144v64a12,12,0,0,1-12,12H40a12,12,0,0,1-12-12V144a12,12,0,0,1,24,0v52H204V144a12,12,0,0,1,24,0Zm-108.49,8.49a12,12,0,0,0,17,0l40-40a12,12,0,0,0-17-17L140,115V32a12,12,0,0,0-24,0v83L96.49,95.51a12,12,0,0,0-17,17Z\"><\/path><\/svg><\/span>\n\t<\/div>\n\t<div class=\"flex flex-col\">\n\t\t<span class=\"sr-only\">Download:<\/span>\n\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/download\/3816\/?tmstv=1776198068\" class=\"underline-fade-out absolute-link break-words font-bold text-current\">\n\t\t\tPaying at the counter 2024 (in Dutch)\n\t\t\t<span>[pdf, 720.92 KB]<\/span>\n\t\t<\/a>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t<time class=\"\" datetime=\"2025-04-01\">1 April 2025<\/time>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/cta\" class=\"alignfull\" >\n\t\t<div class=\"ll-container\">\n\t\t\t\t\t\t\t<div data-component=\"cta-usps\" class=\"@container\">\n\t<div class=\"relative flex flex-col justify-center items-end h-full p-6 py-12 gap-4 text-left bg-gradient-to-r from-mint-500 to-ocean-500 @2xl:p-16 @4xl:pl-40 @4xl:p-24 @5xl:pr-40\">\n\t\t<div class=\"flex flex-col gap-4 z-10 max-w-[848px]\">\n\t\t\t\t\t\t\t<h2 class=\"font-normal text-xl break-words @2xl:text-2xl @4xl:text-3xl\">Let&#039;s shape the future of payments together<\/h2>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"**:text-md @2xl:**:text-lg\">\n\t\t\t\t\t<p>Join the network of payment service providers working together to create a secure, reliable, accessible, and efficient  payment ecosystem in the Netherlands.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<ul class=\"flex flex-wrap w-auto gap-4 mt-2\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-stretch\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;association&#x2F;membership&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tDiscover the benefits\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-stretch\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;about-us&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tMore about the Dutch Payments Association\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"ll-list ll-list-checkmark mt-6\">\n\t\t\t\t\t<ul class=\"grid @3xl:grid-cols-2 gap-x-12 gap-y-4\" aria-label=\"A list of benefits\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tAccess to up-to-date knowledge and developments in payments\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tInfluence on policy and standards in the Netherlands and Europe\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tRepresenting the sector to stakeholders\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tPart of the Dutch payment ecosystem\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\n\t\t<span aria-hidden=\"true\" class=\"absolute left-0 top-0 w-auto h-[234px] -translate-x-[20%] -translate-y-[10%] svg:h-full svg:w-auto @2xl:h-[365px] @2xl:-translate-x-[50%] @4xl:h-[658px] @4xl:-translate-x-[30%]\">\n\t\t\t<svg aria-hidden=\"true\" width=\"263\" height=\"480\" viewBox=\"0 0 263 480\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"0.8\" d=\"M108.671 0.337891C118.22 0.337891 130.762 7.5647 135.698 15.7659L259.419 224.775C264.194 232.895 264.194 247.105 259.419 255.225L135.698 464.234C130.843 472.435 118.22 479.662 108.671 479.662H0L141.928 240.122L0.404557 0.337891H108.59H108.671Z\" fill=\"url(#paint0_linear_6455_12637)\"\/>\n<defs>\n<linearGradient id=\"paint0_linear_6455_12637\" x1=\"57.5093\" y1=\"0.337898\" x2=\"361.898\" y2=\"138.726\" gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#CFFDC0\"\/>\n<stop offset=\"1\" stop-color=\"#6FB6E3\"\/>\n<\/linearGradient>\n<\/defs>\n<\/svg>\n\n\t\t<\/span>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Peer-to-peer payments, also known as P2P (Person-To-Person) payments, are direct transfers (bank transfers) between consumers. We often use them to share a joint gift, for example, to purchase used items on Marktplaats, or to give a child or grandchild some money. Peer-to-peer payments are increasingly being made in digital form, via mobile apps or online trading platforms.<\/p>\n","protected":false},"featured_media":3063,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":true,"editor_notices":[]},"btv_subject_tax":[7],"class_list":["post-9","btv_wiki","type-btv_wiki","status-publish","has-post-thumbnail","hentry","btv_subject_tax-p2p-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>P2P payments - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"P2P payments in the Netherlands: digital peer-to-peer transfers via apps, with 64% now electronic and growing fast.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P2P payments\" \/>\n<meta property=\"og:description\" content=\"P2P payments in the Netherlands: digital peer-to-peer transfers via apps, with 64% now electronic and growing fast.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-26T21:09:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/07\/Betaalverzoek-4J2A1111-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1708\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/p2p-payments\/\",\"name\":\"P2P payments - 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