{"id":4099,"date":"2026-01-19T15:28:04","date_gmt":"2026-01-19T14:28:04","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?post_type=btv_wiki&#038;p=4099"},"modified":"2026-03-11T14:03:50","modified_gmt":"2026-03-11T13:03:50","slug":"payment-account-ukrainians","status":"publish","type":"btv_wiki","link":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/payments-for-all\/payment-account-ukrainians\/","title":{"rendered":"Payment account for Ukrainian refugees"},"content":{"rendered":"\n<p>Refugees from Ukraine can quickly open a payments account at banks and other payment service providers after arriving in the Netherlands. Dutch payments account providers are ready to assist these refugees. With a payments account, they can receive living expenses or wages and pay for daily groceries, among other things. Each payments account comes with an IBAN, a debit card, and the option to pay and bank via internet banking or a mobile app.<\/p>\n\n\n\n<p>Refugees can apply for a payments account at almost all consumer banks and some other payment service providers in the EU. An applicant at a Dutch provider will receive a payments account with a Dutch IBAN. Transfers to and from abroad are also possible. This means that Ukrainians in the EU do not have to pay or withdraw money with a Ukrainian payment card, which usually entails additional costs. Depending on the provider, additional services may be offered. Refugees may use the payments account as long as they are legally residing in the Netherlands.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-cards-and-cash-from-ukraine\">Payment cards and cash from Ukraine<\/h2>\n\n\n\n<p>In principle, Ukrainians can use their Mastercard and Visa credit and debit cards anywhere in the EU as normal, as long as the cardholder has sufficient funds. However, Ukrainian authorities and banks may impose special restrictions, for example the Ukrainian central bank or a regular bank that issues payment cards. This does not affect payment terminals and ATMs in the EU.<\/p>\n\n\n\n<p>In the Netherlands, there are still shops that do not accept credit cards, regardless of where those cards come from.<\/p>\n\n\n\n<p>Cash hryvnias cannot be exchanged in the Netherlands.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-applying-for-a-payments-account\">Applying for a payments account<\/h2>\n\n\n\n<p>Follow these instructions to apply for a payments account smoothly and easily:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The applicant must be of legal age (18 years or older) and legally reside in the Netherlands.<\/li>\n\n\n\n<li>Almost all banks require a BSN. A few online providers allow Ukrainians to apply without a BSN, or they can submit their BSN <strong>within three months<\/strong>.<\/li>\n\n\n\n<li>Some banks ask Ukrainians to visit the nearest bank branch, while other providers allow the application to be completed entirely online or via a mobile app.<\/li>\n\n\n\n<li>A payment service provider must be able to reach the new account holder by mail because a debit card and login device cannot be provided immediately after application. It is therefore important that the provider knows where the applicant resides.<\/li>\n\n\n\n<li>The applicant needs a smartphone or access to a computer to use mobile banking or internet banking.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-required-information-and-documents\">Required information and documents<\/h3>\n\n\n\n<p>Payments account providers request the following personal information and documents:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Usually a BSN (citizen service number)<\/li>\n\n\n\n<li>First names and surname<\/li>\n\n\n\n<li>Date of birth, place of birth, country of birth, and gender<\/li>\n\n\n\n<li>Nationality<\/li>\n\n\n\n<li>(Residence) address, telephone number, and email address<\/li>\n\n\n\n<li>Proof of identity recognized and accepted by Dutch financial institutions to allow Ukrainian refugees to become customers (details below); a valid English-language Ukrainian passport for travel abroad is always accepted<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-wide-acceptance-of-proof-of-identity-for-ukrainians\">Wide acceptance of proof of identity for Ukrainians<\/h3>\n\n\n\n<p>Adult Ukrainian refugees in the Netherlands can apply for a payments account with one of the following forms of identification:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>An English-language Ukrainian passport for travel abroad. The English-language passport must be valid or have been extended by the Ukrainian embassy with an extension stamp that is still valid at the time of the account application.<\/li>\n\n\n\n<li>A Ukrainian permanent residence permit that was valid on February 24, 2022 (the first day Ukraine was attacked by Russia) <strong>in combination with<\/strong> a valid passport from another country outside the EU.<\/li>\n\n\n\n<li>A valid so-called <a href=\"https:\/\/ind.nl\/nl\/oekraine\/oekraine-afspraak-ophalen-bewijs-van-verblijf\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>O document<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> issued by the Dutch Immigration and Naturalization Service (IND).<\/li>\n\n\n\n<li>Only at Bitsafe\/Yoursafe can a Ukrainian refugee apply for a payments account with a valid Ukrainian driver&#8217;s license (and without a BSN).<\/li>\n<\/ol>\n\n\n\n<p>Ukrainian refugees without a recognized identity document can apply for one at <a href=\"https:\/\/netherlands.mfa.gov.ua\/en\/news\/DMSU-in-Cologne-Germany-en\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>service points of the Ukrainian Migration Service in Cologne and Berlin<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a>.<\/p>\n\n\n\n<p>Each payment service provider states on its own website the specific conditions and guidelines they apply to an application and how the application must be submitted. A growing number of banks allow refugees from Ukraine with a valid international identity document to apply for an account through the regular application process.<\/p>\n\n\n\n<p>A parent or guardian residing in the Netherlands can apply for a payments account on behalf of a minor who is officially under their guardianship. They must then submit such an application to their own bank.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-temporary-prepaid-debit-card-from-the-municipality\">Temporary prepaid debit card from the municipality<\/h3>\n\n\n\n<p>Refugees who are not yet able to open a payments account, for example because they do not yet have suitable identification, are eligible for a <a href=\"https:\/\/www.bngbank.nl\/Nieuwspaginas\/BNG-Bank-verstrekt-prepaid-pinpassen-voor-vluchtelingen-uit-Oekraine\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>temporary prepaid debit card from the municipality<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> where they are staying. The municipality can make living expenses available via such a prepaid debit card. This allows cardholders in the Netherlands to pay for daily groceries and make other payments at the point-of-sale, for example.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-providers-of-payments-accounts\">Providers of payments accounts<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.veiligbankieren.nl\/top-5-security-rules\/\" target=\"_blank\" rel=\"noreferrer noopener\">Information in English and Ukrainian about safe banking and how to prevent scams and fraud<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/www.abnamro.nl\/en\/personal\/payments\/open-an-account\/account-for-ukrainian-customers.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>ABN AMRO<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.snsbank.nl\/particulier\/betalen\/betaalrekening-voor-vluchtelingen-uit-oekraine.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>ASN Bank<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> (formerly SNS)<\/li>\n\n\n\n<li><a href=\"http:\/\/www.bitsafe.org.ua\/en\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>Bitsafe<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a> \/ Yoursafe<\/li>\n\n\n\n<li><a href=\"https:\/\/www.bunq.com\/ukraine-refugees\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>bunq<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.ing.nl\/en\/personal\/payments\/bank-accounts\/open-an-account\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>ING<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.rabobank.nl\/betaalrekening-oekraine\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>Rabobank<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.triodos.nl\/zoeken?q=oekraiense+vluchteling+betaalrekening\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>Triodos Bank<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-other-useful-links\">Other useful links<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.veiligbankieren.nl\/top-5-security-rules\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>Information about safe banking and payments for refugees<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.eubanksforukraine.eu\/\" target=\"_blank\" rel=\"noreferrer noopener\">Website for Ukrainian refugees from the European Banking Federation (EBF)<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.nvb.nl\/oekra%C3%AFne-en-sanctiemaatregelen-rusland\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>NVB about sanctions as a result of the war in Ukraine<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.dnb.nl\/algemeen-nieuws\/laatste-nieuws-over-de-sancties-tegen-rusland\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>DNB about the consequences of the war in Ukraine<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.comensha.nl\/oekraine\/\" type=\"link\" id=\"https:\/\/www.comensha.nl\/oekraine\/\" target=\"_blank\" rel=\"noreferrer noopener\">CoMensha (against human trafficking)<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.refugeehelp.nl\/\" type=\"link\" id=\"https:\/\/www.refugeehelp.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\">Refugee Help<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.rijksoverheid.nl\/onderwerpen\/opvang-vluchtelingen-uit-oekraine\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>Dutch government on the reception of Ukrainian refugees<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/netherlands.mfa.gov.ua\/en\" type=\"link\" id=\"https:\/\/netherlands.mfa.gov.ua\/en\" target=\"_blank\" rel=\"noreferrer noopener\">Embassy of Ukraine<span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/netherlands.mfa.gov.ua\/en\/news\/DMSU-in-Cologne-Germany-en\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><u>Service points of the Ukrainian migration service in Cologne and Berlin<\/u><\/strong><span class=\"sr-only\">(opens in new window)<\/span> <span class=\"icon inline-block ml-1 w-[0.875em]\" aria-hidden=\"true\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" fill=\"#000000\" viewBox=\"0 0 256 256\"><path d=\"M228,104a12,12,0,0,1-24,0V69l-59.51,59.51a12,12,0,0,1-17-17L187,52H152a12,12,0,0,1,0-24h64a12,12,0,0,1,12,12Zm-44,24a12,12,0,0,0-12,12v64H52V84h64a12,12,0,0,0,0-24H48A20,20,0,0,0,28,80V208a20,20,0,0,0,20,20H176a20,20,0,0,0,20-20V140A12,12,0,0,0,184,128Z\"><\/path><\/svg><\/span><\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ukrainian refugees have special status in the EU. Ukrainians in the Netherlands can therefore open a payments account with a recognized ID and a Dutch residential address.<\/p>\n","protected":false},"featured_media":1064,"parent":17,"menu_order":0,"template":"","meta":{"_acf_changed":true,"editor_notices":[]},"btv_subject_tax":[15,6],"class_list":["post-4099","btv_wiki","type-btv_wiki","status-publish","has-post-thumbnail","hentry","btv_subject_tax-payments-for-all","btv_subject_tax-special-accounts-and-services"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Payment account for Ukrainian refugees - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Payment account for Ukrainian refugees: how to open a Dutch IBAN with debit card and access daily banking services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/payments-for-all\/payment-account-ukrainians\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payment account for Ukrainian refugees\" \/>\n<meta property=\"og:description\" content=\"Payment account for Ukrainian refugees: how to open a Dutch IBAN with debit card and access daily banking services.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/payments-for-all\/payment-account-ukrainians\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-11T13:03:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/Mobiel-met-get-Payment-account-Oekraine-1000x666px-shutterstock_2136228415.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"666\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/payments-for-all\/payment-account-ukrainians\/\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/payments-for-all\/payment-account-ukrainians\/\",\"name\":\"Payment account for Ukrainian refugees - 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