{"id":3108,"date":"2026-01-13T20:36:12","date_gmt":"2026-01-13T19:36:12","guid":{"rendered":"https:\/\/www.betaalvereniging.nl\/en\/?post_type=btv_wiki&#038;p=3108"},"modified":"2026-02-26T22:12:20","modified_gmt":"2026-02-26T21:12:20","slug":"account-to-account-payments","status":"publish","type":"btv_wiki","link":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/","title":{"rendered":"Account-to-Account payments"},"content":{"rendered":"\n\t<div data-name=\"acf\/introduction\" >\n\t\t\t\t<div class=\"flex flex-col w-full border border-ocean-300 text-base-500\">\n\t\t\t\t\t\t\t<div class=\"flex flex-col p-6 md:p-8 gap-2 border-t border-t-ocean-300 first:border-t-0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"svg:h-8 svg:w-auto md:svg:h-10\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_6455_11572)\">\n<path d=\"M20 28.75C23.4518 28.75 26.25 25.9518 26.25 22.5C26.25 19.0482 23.4518 16.25 20 16.25C16.5482 16.25 13.75 19.0482 13.75 22.5C13.75 25.9518 16.5482 28.75 20 28.75Z\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M11.25 33.75C12.1473 32.2273 13.4265 30.9651 14.9611 30.0882C16.4957 29.2112 18.2325 28.75 20 28.75C21.7675 28.75 23.5043 29.2112 25.0389 30.0882C26.5735 30.9651 27.8527 32.2273 28.75 33.75\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M25.625 11.3361C26.0131 10.6329 26.5648 10.0335 27.2336 9.58872C27.9023 9.14392 28.6684 8.86677 29.467 8.78073C30.2655 8.69469 31.073 8.80228 31.8212 9.0944C32.5693 9.38652 33.2361 9.85458 33.7651 10.459C34.294 11.0633 34.6696 11.7863 34.8601 12.5665C35.0505 13.3468 35.0501 14.1614 34.859 14.9416C34.6679 15.7217 34.2917 16.4442 33.7623 17.0482C33.2328 17.6521 32.5656 18.1196 31.8172 18.4111C34.0563 18.8954 36.175 20.7298 37.5047 22.5001\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M2.5 22.4995C3.82969 20.7292 5.94688 18.8948 8.1875 18.4105C7.43836 18.1198 6.77031 17.6529 6.23994 17.0492C5.70957 16.4456 5.3325 15.723 5.14067 14.9426C4.94885 14.1623 4.94791 13.3473 5.13795 12.5665C5.328 11.7858 5.70341 11.0623 6.2324 10.4574C6.76139 9.85258 7.42837 9.38412 8.17684 9.09174C8.92532 8.79937 9.73323 8.69169 10.5321 8.77784C11.3311 8.86399 12.0975 9.14142 12.7664 9.58663C13.4353 10.0318 13.9871 10.6317 14.375 11.3355\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/g>\n<defs>\n<\/defs>\n<\/svg>\n\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"font-bold text-md md:text-lg\">Recent developments in society<\/h3>\n\t\t\t\t\t<div class=\"ll-wysiwyg\">\n\t\t\t\t\t\t<ul>\n<li>Bank transfers are a widely used and trusted payment method, despite the steady increase in card and crypto payments.<\/li>\n<li><a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/instant-payments\/\">Instant Payments<\/a> are lightning-fast euro transfers that have been the \u2018new normal\u2019 in the Netherlands since 2019. Under the European <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/european-legislation\/instant-payments-regulation\/\">Instant Payments Regulation<\/a> (IPR), banks have been required to offer Instant Payments without surcharges since 2025.<\/li>\n<li>For older people and those who are unable or unwilling to bank using digital methods, traditional bank transfers remain important, with paper transfers sent by mail.<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"flex flex-col p-6 md:p-8 gap-2 border-t border-t-ocean-300 first:border-t-0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"svg:h-8 svg:w-auto md:svg:h-10\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_6455_11582)\">\n<path d=\"M31.25 35C33.3211 35 35 33.3211 35 31.25C35 29.1789 33.3211 27.5 31.25 27.5C29.1789 27.5 27.5 29.1789 27.5 31.25C27.5 33.3211 29.1789 35 31.25 35Z\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M11.25 8.75H26.25C27.5761 8.75 28.8479 9.27678 29.7855 10.2145C30.7232 11.1521 31.25 12.4239 31.25 13.75C31.25 15.0761 30.7232 16.3479 29.7855 17.2855C28.8479 18.2232 27.5761 18.75 26.25 18.75H11.25C9.5924 18.75 8.00269 19.4085 6.83058 20.5806C5.65848 21.7527 5 23.3424 5 25C5 26.6576 5.65848 28.2473 6.83058 29.4194C8.00269 30.5915 9.5924 31.25 11.25 31.25H27.5\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/g>\n<defs>\n<\/defs>\n<\/svg>\n\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"font-bold text-md md:text-lg\">Role of the Dutch Payments Association<\/h3>\n\t\t\t\t\t<div class=\"ll-wysiwyg\">\n\t\t\t\t\t\t<ul>\n<li>The Dutch Payments Association brings banks and other payment service providers together to ensure that transfers run smoothly, reliably, and securely.<\/li>\n<li>We monitor and manage joint agreements on <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/standards-in-payments\/\">standards<\/a>, processes, and innovations for account-to-account transfers.<\/li>\n<li>We follow market developments and facilitate cooperation between banks and other payment service providers.<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"flex flex-col p-6 md:p-8 gap-2 border-t border-t-ocean-300 first:border-t-0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"svg:h-8 svg:w-auto md:svg:h-10\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_6455_11590)\">\n<path d=\"M20 20L35 5\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M30.6059 9.39374C27.9907 6.78136 24.5023 5.22759 20.811 5.03099C17.1197 4.8344 13.486 6.00885 10.6081 8.32867C7.7302 10.6485 5.81109 13.95 5.21956 17.5989C4.62802 21.2477 5.40579 24.9865 7.40342 28.0967C9.40104 31.2069 12.4776 33.4692 16.0419 34.4489C19.6062 35.4285 23.4068 35.0564 26.7134 33.404C30.0201 31.7517 32.5994 28.9356 33.9559 25.497C35.3123 22.0584 35.3502 18.2398 34.0621 14.775\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<path d=\"M25.3027 14.6971C24.1211 13.5157 22.5787 12.7627 20.9204 12.5577C19.262 12.3526 17.5827 12.7072 16.1489 13.5652C14.715 14.4233 13.6088 15.7355 13.0056 17.2938C12.4025 18.8522 12.337 20.5672 12.8196 22.167C13.3022 23.7668 14.3052 25.1596 15.6694 26.1244C17.0337 27.0892 18.6811 27.5708 20.3502 27.4928C22.0193 27.4148 23.6146 26.7816 24.8829 25.6937C26.1512 24.6058 27.0199 23.1255 27.3512 21.4877\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n<\/g>\n<defs>\n<\/defs>\n<\/svg>\n\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<h3 class=\"font-bold text-md md:text-lg\">Our vision for the future<\/h3>\n\t\t\t\t\t<div class=\"ll-wysiwyg\">\n\t\t\t\t\t\t<ul>\n<li>The Dutch Payments Association remains committed to inclusive and accessible account-to-account payments. Everyone should be able to transfer money easily, quickly, and reliably, in a way that suits their situation.<\/li>\n<li>We are working with our members to build even more confidence in transfers, with greater transparency through clear information and smart innovations.<\/li>\n<li>We follow European developments, for example regarding instant payments and Verification of Payee<i>,<\/i> and we help Dutch participants in account-to-account payments to interpret these developments correctly and to align themselves with them.<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/data-pairs\" class=\"align\" >\n\t\t<div class=\"\">\n\t\t\t<div class=\"@container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"mb-4 md:mb-8 text-xl md:text-2xl w-full @5xl:text-center\">Facts and figures<\/h2>\n\t\t\t\t\t\t\t\t<ul class=\"items-stretch grid grid-cols-1 gap-4 @2xl:gap-12 gap-y-8 @5xl:gap-y-12 @xl:grid-cols-2 @2xl:grid-cols-3 @4xl:text-zoom-lg:grid-cols-2 \">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container w-full\">\n\t\t\t\t\t\t\t<div class=\"flex w-full flex-col gap-4 h-full text-center justify-between @xl:flex-row @xl:gap-8\">\n\t<div class=\"w-[80%] max-w-[240px] @xl:max-w-[188px] @4xl:max-w-[344px] mx-auto flex items-center\">\n\t\t<div class=\"w-full relative aspect-square\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"text-lg bg-ocean-50 w-full h-full absolute top-1\/2 left-1\/2 -translate-1\/2 rounded-full flex flex-wrap gap-1 items-center justify-center text-center\"\n\t\t\t\t\t  aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">\u20ac<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69df52bfd0af0\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:625}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t625\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">billion<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t<div class=\"flex flex-col gap-2 grow h-full justify-center @xl:items-start @4xl:text-md\">\n\t\t\t<div class=\"sr-only\">\n\t\t\t\t\u20ac625billion \t\t\t\tIn 2024, 499 million instant payments were processed, with a total transaction value of \u20ac625 billion. \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"text-sm @sm:text-base\">\n\t\t\t\t\tIn 2024, 499 million instant payments were processed, with a total transaction value of \u20ac625 billion.\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container w-full\">\n\t\t\t\t\t\t\t<div class=\"flex w-full flex-col gap-4 h-full text-center justify-between @xl:flex-row @xl:gap-8\">\n\t<div class=\"w-[80%] max-w-[240px] @xl:max-w-[188px] @4xl:max-w-[344px] mx-auto flex items-center\">\n\t\t<div class=\"w-full relative aspect-square\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"text-lg bg-ocean-50 w-full h-full absolute top-1\/2 left-1\/2 -translate-1\/2 rounded-full flex flex-wrap gap-1 items-center justify-center text-center\"\n\t\t\t\t\t  aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">\u20ac<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69df52bfd0b2d\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:360}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t360\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">billion<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t<div class=\"flex flex-col gap-2 grow h-full justify-center @xl:items-start @4xl:text-md\">\n\t\t\t<div class=\"sr-only\">\n\t\t\t\t\u20ac360billion \t\t\t\tThe number of SEPA direct debits reached 2.01 billion transactions in 2024, together accounting for \u20ac360 billion. \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"text-sm @sm:text-base\">\n\t\t\t\t\tThe number of SEPA direct debits reached 2.01 billion transactions in 2024, together accounting for \u20ac360 billion.\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"@container w-full\">\n\t\t\t\t\t\t\t<div class=\"flex w-full flex-col gap-4 h-full text-center justify-between @xl:flex-row @xl:gap-8\">\n\t<div class=\"w-[80%] max-w-[240px] @xl:max-w-[188px] @4xl:max-w-[344px] mx-auto flex items-center\">\n\t\t<div class=\"w-full relative aspect-square\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"text-xl bg-ocean-50 w-full h-full absolute top-1\/2 left-1\/2 -translate-1\/2 rounded-full flex flex-wrap gap-1 items-center justify-center text-center\"\n\t\t\t\t\t  aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69df52bfd0b52\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:2}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t2\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"-ml-[0.2em] -mr-[0.2em] inline-block\">.<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span id=\"counter-69df52bfd0b59\" data-module=\"counter\" data-config=\"{&quot;endValue&quot;:5}\" class=\"max-w-[90%] break-words\">\n\t\t\t\t\t\t\t\t5\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block break-words\">billion<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t<div class=\"flex flex-col gap-2 grow h-full justify-center @xl:items-start @4xl:text-md\">\n\t\t\t<div class=\"sr-only\">\n\t\t\t\t2.5billion \t\t\t\tInstant Payments and SEPA direct debits together accounted for more than 2.5 billion account-to-account transactions in 2024. \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"text-sm @sm:text-base\">\n\t\t\t\t\tInstant Payments and SEPA direct debits together accounted for more than 2.5 billion account-to-account transactions in 2024.\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/posts\" class=\"align\" >\n\t\t<div class=\"\">\n\n\t\t\t\n\t\t\t<div class=\"space-y-4 @container\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"mb-4 text-xl md:text-2xl break-words\">Latest news<\/h2>\n\t\t\t\t\n\t\t\t\t<ul class=\"items-stretch grid-cols-1 gap-8   grid\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col @5xl:flex-row \">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full @5xl:w-1\/2 @5xl:h-full\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1536x1024.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full  @5xl:w-1\/2\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl \">\n\t\t\t\t\t\t\t\t\tDNB payment figures available for 2025\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAccount-to-Account payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-04-06\">6 April 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"order-3\">\n\t\t\t\t\tIncluding quarterly volumes and turnover for card payments, A2A transfers and direct debits.\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div>\n\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;news&#x2F;dnb-payment-figures-2025&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tRead article\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 hidden\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform @6xl:w-1\/2 @6xl:m-0 @6xl:max-w-none\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1024x683.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-300x200.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-768x512.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-1536x1024.jpg 1536w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Contactloos-betalen-met-een-betaalpas-4J2A0582-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow @4xl:p-10 @6xl:w-1\/2\">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline @6xl:text-xl\">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payment-figures-2025\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tDNB payment figures available for 2025\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAccount-to-Account payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-04-06\">6 April 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"order-3 hidden relative z-2 @6xl:block\">\n\t\t\t\t\tIncluding quarterly volumes and turnover for card payments, A2A transfers and direct debits.\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/posts\" class=\"align\" >\n\t\t<div class=\"\">\n\n\t\t\t\t\t\t\t<h2 class=\"sr-only\">A list of articles<\/h2>\n\t\t\t\n\t\t\t<div class=\"space-y-4 @container\">\n\n\t\t\t\t\n\t\t\t\t<ul class=\"items-stretch grid-cols-1 gap-8  lg:grid-cols-3 lg:text-zoom-lg:grid-cols-2 hidden @4xl:grid\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"264\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/stakeholderforum-610x264-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/stakeholderforum-610x264-1.jpg 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/stakeholderforum-610x264-1-300x130.jpg 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/stakeholder-forum-ahead\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tStakeholder Forum looks (far) ahead\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tEuropean legislation\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-20\">20 March 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"680\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-300x204.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-768x522.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-strategy\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tDNB presents &#8216;Payments Strategy&#8217; until 2028\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAvailability and disruptions\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-10\">10 March 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"273\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-1024x273.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-1024x273.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-300x80.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-768x205.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/growth-instant-payments\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tContinued growth of instant payments\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAccount-to-Account payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-09\">9 March 2026<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-col hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"relative overflow-hidden aspect-video image:absolute image:w-full image:h-full image:object-cover shrink-0 w-full group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-1024x512.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-1024x512.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-300x150.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-768x384.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-6 grow @4xl:p-10 gap-4 @5xl:gap-8 @5xl:justify-between w-full\">\n\t\t<div class=\"flex flex-col gap-2 @4xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal break-words text-md @md:text-lg @4xl:text-xl group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/choice-of-checking-accounts\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\t\tPayment accounts: what to look out for when choosing?\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAccount-to-Account payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2025-03-10\">10 March 2025<\/time>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t<ul class=\"grid items-stretch grid-cols-1 gap-4 grid @4xl:hidden\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"610\" height=\"264\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/stakeholderforum-610x264-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/stakeholderforum-610x264-1.jpg 610w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/stakeholderforum-610x264-1-300x130.jpg 300w\" sizes=\"auto, (max-width: 610px) 100vw, 610px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/stakeholder-forum-ahead\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tStakeholder Forum looks (far) ahead\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tEuropean legislation\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-20\">20 March 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"680\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code.jpg 1000w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-300x204.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/05\/iDEALQR-code-768x522.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/dnb-payments-strategy\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tDNB presents &#8216;Payments Strategy&#8217; until 2028\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAvailability and disruptions\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-10\">10 March 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"273\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-1024x273.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-1024x273.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-300x80.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments-768x205.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/09\/BNL033-website-foto-26-instant-payments.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/growth-instant-payments\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tContinued growth of instant payments\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAccount-to-Account payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2026-03-09\">9 March 2026<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li class=\"@container\">\n\t\t\t\t\t\t\t\n<div data-component=\"teaser-post\" class=\"group relative flex h-full bg-ocean-50 flex-row hover:bg-ocean-100 focus-within:bg-ocean-100 transition-colors\">\n\t\t\t<div class=\"image:w-full image:aspect-video image:object-cover shrink-0 m-4 mr-0 @lg:m-6 @lg:max-w-[164px] @lg:mr-0 w-1\/4 overflow-hidden group-hover:image:scale-105 group-focus-within:image:scale-105 image:transition-transform \">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-1024x512.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-1024x512.jpg 1024w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-300x150.jpg 300w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg-768x384.jpg 768w, https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/08\/DE-BEELDREDAKTIE-03-134645255-jpg.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t<\/div>\n\t\n\t<div class=\"flex flex-col p-4 @lg:p-6 grow \">\n\t\t<div class=\"flex flex-col gap-2 @6xl:gap-4\">\n\t\t\t<h3 class=\"order-2 font-normal max-w-full break-words text-md @md:text-lg group-hover:underline group-focus-within:underline \">\n\t\t\t\t<a href=\"https:\/\/www.betaalvereniging.nl\/en\/news\/choice-of-checking-accounts\/\" class=\"absolute-link underline-fade-in\">\n\t\t\t\t\tPayment accounts: what to look out for when choosing?\n\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t<div class=\"order-1 flex flex-wrap items-center gap-4\">\n\t\t\t\t\t\t\t\t\t\n\t<ul data-component=\"list-badges\" class=\"flex flex-wrap items-center gap-2\" aria-label=\"Posted in category\">\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tNews\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t\t\t<li>\n\t\t\t\t\t<div data-component=\"badge\" class=\"text-sm relative font-bold \">\n\t\t\t\t\tAccount-to-Account payments\n\t\t\t<\/div>\n\t\t\t<\/li>\n\t\t\t<\/ul>\n\t\t\t\t\t<span class=\"sr-only\">Published on:<\/span>\n\t\t\t\t\t<time class=\"text-sm font-bold\" datetime=\"2025-03-10\">10 March 2025<\/time>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\n\t\t\t\t\t\t\t\t\t<div class=\"flex justify-end\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"link\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] min-w-[52px] md:min-w-[60px] min-h-0 md:min-h-0 px-0 md:px-0 pt-2 pb-1 border-b-2 font-bold border-b-transparent text-base-500 hocus:border-b-current\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;news&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\taria-label=\"View&#x20;all&#x20;articles&#x3A;&#x20;See&#x20;all&#x20;the&#x20;news\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tSee all the news\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/faq\" >\n\t\t<div class=\"space-y-4\">\n\t\t\t\t\t\t\t<h2 class=\"mb-4 text-xl md:text-2xl break-words\">Frequently asked questions<\/h2>\n\t\t\t\n\t\t\t\n<ul data-component=\"accordion\" class=\"flex flex-col gap-2\">\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat is a European credit transfer (SEPA Credit Transfer)?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>A <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/sepa-credit-transfers\/\">European credit transfer<\/a> is a payment in euros between IBAN accounts within the SEPA area. Most banks offer this service via online banking, mobile apps, or transfer forms.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat happens if I enter the wrong account number when making a transfer?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>If you transfer money to the wrong IBAN, the money will go to the account holder of that IBAN. First, request a refund by sending a message in a second transfer of 1 euro cent to the same IBAN. If the recipient does not respond, you can ask your own bank about the <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/recovery-transactions\/#procedure-undue-payments\">Procedure for Undue Payments<\/a>. Under certain conditions, this allows your bank to ask the recipient of the payment to refund the amount. If the recipient does not respond within three weeks, your bank may provide you with the recipient&#8217;s name and address details. You can then try to recover the amount from the recipient through a bailiff.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat are Instant Payments?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p><a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/instant-payments\/\">Instant Payments<\/a> are direct transfers where the amount is credited to the recipient&#8217;s account within seconds, around the clock and every day of the year, even between different banks and to other EU countries.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat should I do if I am a victim of transfer fraud?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>Contact your bank immediately. They can advise you on the steps to take and may launch an investigation.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t\t\t<li class=\"\">\n\t\t\t<details  class=\"group bg-ocean-50 hocus:bg-ocean-100 transition-colors\">\n\t\t\t\t<summary class=\"flex items-center justify-between gap-2 p-4 list-none cursor-pointer md:py-6\">\n\t\t\t\t\t<h3 class=\"font-bold md:text-md group-hover:underline group-focus-within:underline\">\n\t\t\t\t\t\tWhat is the Procedure for Reversal Entries?\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t<svg class=\"transition group-open:rotate-90\" aria-hidden=\"true\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M8.29688 0.5625H9.70312C9.82812 0.5625 9.89062 0.625 9.89062 0.75V17.25C9.89062 17.375 9.82812 17.4375 9.70312 17.4375H8.29688C8.17188 17.4375 8.10938 17.375 8.10938 17.25V0.75C8.10938 0.625 8.17188 0.5625 8.29688 0.5625Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t\t<path class=\"transition group-open:opacity-0\" d=\"M1.125 8.10938H16.875C17 8.10938 17.0625 8.17188 17.0625 8.29688V9.70312C17.0625 9.82812 17 9.89062 16.875 9.89062H1.125C1 9.89062 0.9375 9.82812 0.9375 9.70312V8.29688C0.9375 8.17188 1 8.10938 1.125 8.10938Z\" fill=\"currentColor\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/summary>\n\n\t\t\t\t<div class=\"px-4 pb-4 -mt-2 md:pb-6 ll-wysiwyg last:!mb-0\">\n\t\t\t\t\t<p>The <a href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/recovery-transactions\/#procedure-for-reversal-entries\">Procedure for Reversal Entries<\/a> is intended for situations in which a bank has accidentally executed an incorrect or duplicate transfer, for example due to a technical malfunction. In that case, the bank can use this procedure to transfer the amount back to the original account. This only happens if it is clear that the error lies with the bank and not with the account holder.<\/p>\n<p>&nbsp;<\/p>\n<h2 id=\"procedure-for-reversal-entries\" class=\"wp-block-heading\"><\/h2>\n\n\t\t\t\t<\/div>\n\t\t\t<\/details>\n\t\t<\/li>\n\t<\/ul>\n\n\t\t\t\t\t\t\t<div class=\"flex justify-end\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"link\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] min-w-[52px] md:min-w-[60px] min-h-0 md:min-h-0 px-0 md:px-0 pt-2 pb-1 border-b-2 font-bold border-b-transparent text-base-500 hocus:border-b-current\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;contact&#x2F;frequently-asked-questions&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\taria-label=\"View&#x20;all&#x20;articles&#x3A;&#x20;Browse&#x20;all&#x20;frequently&#x20;asked&#x20;questions\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tBrowse all frequently asked questions\n\n\t\t\t\t\t<\/span>\n\t\n\t\t\t\t\t\t<span class=\"transition-transform group-hover:translate-x-2 group-focus-visible:translate-x-2 flex items-center justify-center w-[1em] h-[1em] icon \" aria-hidden=\"true\">\n\t\t\t<svg aria-hidden=\"true\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M21.3105 10.9395L21.4141 11.0537C21.8942 11.6429 21.8596 12.5115 21.3105 13.0605L13.5 20.8711L11.3789 18.75L16.6289 13.5H2.25V10.5H16.6289L11.3789 5.25L13.5 3.12891L21.3105 10.9395Z\" fill=\"currentColor\"\/>\n<\/svg>\n\n\t\t<\/span>\n\n\t\t\t\n\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\n\n\t<div data-name=\"acf\/cta\" class=\"alignfull\" >\n\t\t<div class=\"ll-container\">\n\t\t\t\t\t\t\t<div data-component=\"cta-usps\" class=\"@container\">\n\t<div class=\"relative flex flex-col justify-center items-end h-full p-6 py-12 gap-4 text-left bg-gradient-to-r from-mint-500 to-ocean-500 @2xl:p-16 @4xl:pl-40 @4xl:p-24 @5xl:pr-40\">\n\t\t<div class=\"flex flex-col gap-4 z-10 max-w-[848px]\">\n\t\t\t\t\t\t\t<h2 class=\"font-normal text-xl break-words @2xl:text-2xl @4xl:text-3xl\">Let&#039;s shape the future of payments together<\/h2>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"**:text-md @2xl:**:text-lg\">\n\t\t\t\t\t<p>Join the network of payment service providers working together to create a secure, reliable, accessible, and efficient  payment ecosystem in the Netherlands.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<ul class=\"flex flex-wrap w-auto gap-4 mt-2\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-stretch\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"primary\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] border-2 border-base-500 rounded-full bg-base-500 text-mint-500 underline-fade-in hocus:bg-mint-500 hocus:border-mint-500 hocus:text-base-500\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;association&#x2F;membership&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tDiscover the benefits\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"flex items-stretch\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\n<a\n\tdata-variant=\"outline\"\n\tdata-size=\"default\"\n\tclass=\"group inline-flex justify-center items-center gap-2 cursor-pointer text-sm md:text-md transition-[background,border-color,color] font-bold px-4 md:px-5 min-w-[52px] md:min-w-[60px] min-h-[52px] md:min-h-[60px] bg-transparent rounded-full border-2 border-base-500 text-base-500 underline-fade-in hocus:bg-base-500 hocus:border-base-500 hocus:text-white\"\n\n\t\n\t\t\thref=\"https&#x3A;&#x2F;&#x2F;www.betaalvereniging.nl&#x2F;en&#x2F;about-us&#x2F;\"\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t>\n\t\n\t\t\t<span data-button-text>\n\t\t\tMore about the Dutch Payments Association\n\n\t\t\t\t\t<\/span>\n\t\n\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"ll-list ll-list-checkmark mt-6\">\n\t\t\t\t\t<ul class=\"grid @3xl:grid-cols-2 gap-x-12 gap-y-4\" aria-label=\"A list of benefits\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tAccess to up-to-date knowledge and developments in payments\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tInfluence on policy and standards in the Netherlands and Europe\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tRepresenting the sector to stakeholders\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\tPart of the Dutch payment ecosystem\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\n\t\t<span aria-hidden=\"true\" class=\"absolute left-0 top-0 w-auto h-[234px] -translate-x-[20%] -translate-y-[10%] svg:h-full svg:w-auto @2xl:h-[365px] @2xl:-translate-x-[50%] @4xl:h-[658px] @4xl:-translate-x-[30%]\">\n\t\t\t<svg aria-hidden=\"true\" width=\"263\" height=\"480\" viewBox=\"0 0 263 480\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"0.8\" d=\"M108.671 0.337891C118.22 0.337891 130.762 7.5647 135.698 15.7659L259.419 224.775C264.194 232.895 264.194 247.105 259.419 255.225L135.698 464.234C130.843 472.435 118.22 479.662 108.671 479.662H0L141.928 240.122L0.404557 0.337891H108.59H108.671Z\" fill=\"url(#paint0_linear_6455_12637)\"\/>\n<defs>\n<linearGradient id=\"paint0_linear_6455_12637\" x1=\"57.5093\" y1=\"0.337898\" x2=\"361.898\" y2=\"138.726\" gradientUnits=\"userSpaceOnUse\">\n<stop stop-color=\"#CFFDC0\"\/>\n<stop offset=\"1\" stop-color=\"#6FB6E3\"\/>\n<\/linearGradient>\n<\/defs>\n<\/svg>\n\n\t\t<\/span>\n\t<\/div>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Account-to-account payments (bank transfers) are a quick and easy way to transfer money directly from one bank account to another, either within the Netherlands or to and from other countries.<\/p>\n","protected":false},"featured_media":3186,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":true,"editor_notices":[]},"btv_subject_tax":[30],"class_list":["post-3108","btv_wiki","type-btv_wiki","status-publish","has-post-thumbnail","hentry","btv_subject_tax-account-to-account-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin  - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Account-to-Account payments - Dutch Payments Association<\/title>\n<meta name=\"description\" content=\"Account-to-account payments enable fast and reliable bank transfers. Learn about Instant Payments and SEPA direct debits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Account-to-Account payments\" \/>\n<meta property=\"og:description\" content=\"Account-to-account payments enable fast and reliable bank transfers. Learn about Instant Payments and SEPA direct debits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Dutch Payments Association\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-26T21:12:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@NLbetalen\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/\",\"name\":\"Account-to-Account payments - Dutch Payments Association\",\"isPartOf\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg\",\"datePublished\":\"2026-01-13T19:36:12+00:00\",\"dateModified\":\"2026-02-26T21:12:20+00:00\",\"description\":\"Account-to-account payments enable fast and reliable bank transfers. Learn about Instant Payments and SEPA direct debits.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#primaryimage\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg\",\"contentUrl\":\"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg\",\"width\":2560,\"height\":1707,\"caption\":\"Twee collega\u2019s bespreken een rekening aan tafel, vergelijken papieren gegevens met laptop en smartphone in een thuiswerkplek.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.betaalvereniging.nl\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Knowledge base\",\"item\":\"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Account-to-Account payments\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.betaalvereniging.nl\/en\/#website\",\"url\":\"https:\/\/www.betaalvereniging.nl\/en\/\",\"name\":\"Dutch Payments Association\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.betaalvereniging.nl\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Account-to-Account payments - Dutch Payments Association","description":"Account-to-account payments enable fast and reliable bank transfers. Learn about Instant Payments and SEPA direct debits.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/","og_locale":"en_US","og_type":"article","og_title":"Account-to-Account payments","og_description":"Account-to-account payments enable fast and reliable bank transfers. Learn about Instant Payments and SEPA direct debits.","og_url":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/","og_site_name":"Dutch Payments Association","article_modified_time":"2026-02-26T21:12:20+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@NLbetalen","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/","url":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/","name":"Account-to-Account payments - Dutch Payments Association","isPartOf":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#primaryimage"},"image":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg","datePublished":"2026-01-13T19:36:12+00:00","dateModified":"2026-02-26T21:12:20+00:00","description":"Account-to-account payments enable fast and reliable bank transfers. Learn about Instant Payments and SEPA direct debits.","breadcrumb":{"@id":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#primaryimage","url":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg","contentUrl":"https:\/\/www.betaalvereniging.nl\/en\/wp-content\/uploads\/sites\/4\/2025\/10\/Samen-kijken-naar-bankzaken-aan-de-tafel-1874364250-scaled.jpg","width":2560,"height":1707,"caption":"Twee collega\u2019s bespreken een rekening aan tafel, vergelijken papieren gegevens met laptop en smartphone in een thuiswerkplek."},{"@type":"BreadcrumbList","@id":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/account-to-account-payments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.betaalvereniging.nl\/en\/"},{"@type":"ListItem","position":2,"name":"Knowledge base","item":"https:\/\/www.betaalvereniging.nl\/en\/knowledge-base\/"},{"@type":"ListItem","position":3,"name":"Account-to-Account payments"}]},{"@type":"WebSite","@id":"https:\/\/www.betaalvereniging.nl\/en\/#website","url":"https:\/\/www.betaalvereniging.nl\/en\/","name":"Dutch Payments Association","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.betaalvereniging.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/btv_wiki\/3108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/btv_wiki"}],"about":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/types\/btv_wiki"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media\/3186"}],"wp:attachment":[{"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/media?parent=3108"}],"wp:term":[{"taxonomy":"btv_subject_tax","embeddable":true,"href":"https:\/\/www.betaalvereniging.nl\/en\/wp-json\/wp\/v2\/btv_subject_tax?post=3108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}