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Lightning-fast online transfers, 24 hours a day, seven days a week

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All customers of seven Dutch banks can now make lightning-fast transfers using mobile and internet banking.

Instant Payments are available 24 hours a day, seven days a week.

The funds are almost always credited to the recipient’s account within five seconds, including at night, at weekends and on public holidays.

Young man and woman stand opposite each other outside and use their smartphones for a request-to-pay.

Over the past six months, ABN AMRO , ING , Rabobank , de Volksbank (ASN Bank , RegioBank and SNS ) and Knab have gradually enabled Instant Payments for all customers who use internet or mobile banking. This rollout has now been completed quietly and on schedule.

Faster than the European standard

An Instant Payment reaches the recipient within five seconds.

A Dutch Instant Payment is credited to the recipient’s payments account within five seconds, while the European standard allows ten seconds.




Instant Payments between the seven participating Dutch banks have no amount limit.

There is also no limit on the amount that can be transferred in this way between the seven Dutch banks. Elsewhere in the eurozone, an Instant Payment is generally limited to €15,000.


An individual bank may, of course, apply its own security limits to transfers. Dutch instant transfers fully comply with the European standard for Instant Payments , the SEPA Instant Credit Transfer.

Eurozone leader

Funds from an Instant Payment are available to the recipient immediately.

More than one million transfers made through mobile and internet banking are now credited to recipients’ accounts almost immediately every day in the Netherlands, around the clock and on every day of the year.


Within just a few months, this has made the Netherlands the undisputed eurozone leader in the number of Instant Payments.

Instant Payments can enable faster delivery of goods.

Instant Payments are becoming the normal, everyday way to transfer money in the Netherlands. They can be used, for example, to pay safely without cash for a second-hand bicycle, settle payment for a weekend delivery immediately or pay a temporary worker their day’s wages that same evening.


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